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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Bismarck, ND · FDIC certificate #21928
KIRKWOOD BANK&TRUST CO is an FDIC-insured institution based in Bismarck, ND (FDIC certificate #21928). In its Q3 2026 Call Report it reported total assets of $364M, total deposits of $327M and net loans of $224M. Its primary federal regulator is FDIC.
Reported facts
KIRKWOOD BANK&TRUST CO (FDIC certificate #21928) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $364M |
|---|---|
| Total deposits | $327M |
| Net loans and leases | $224M |
| Return on assets | 1.86% |
| Return on equity | 20.58% |
| Net interest margin | 3.79% |
| Quarterly asset change | 3.63% |
| Quarterly deposit change | 4.53% |
Plain-language readout
KIRKWOOD BANK&TRUST CO in Bismarck, ND reported total assets of $364M, total deposits of $327M and net loans of $224M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.86%, a return on equity of 20.58%, a net interest margin of 3.79%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $364M | $327M | $224M | 1.86% | 20.58% | 3.79% |
| Q2 2026 | $351M | $313M | $222M | 1.75% | 19.30% | 3.71% |
| Q1 2026 | $362M | $324M | $216M | 1.63% | 18.47% | 3.58% |
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