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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #13102 · RSSD 874845
LAKE CITY BANK is an FDIC-insured institution (FDIC certificate #13102). In its Q2 2026 Call Report it reported total assets of $7.2B, total deposits of $6.3B and net loans of $5.5B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for LAKE CITY BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 14.13% |
|---|---|
| Equity to assets | 10.38% |
| Noncurrent loans ratio | 0.36% |
| Nonaccrual loans ratio | 0.36% |
| Loan to deposit ratio | 88.01% |
| Liquid assets ratio | 18.78% |
| Brokered deposit ratio | 4.72% |
| Total deposits | $6.3B |
| Net loans and leases | $5.5B |