Regulatory profile
Saint John, WA · FDIC certificate #8681
LAMONT BANK OF ST JOHN is an FDIC-insured institution based in Saint John, WA (FDIC certificate #8681). In its Q3 2026 Call Report it reported total assets of $53M, total deposits of $52M and net loans of $33M. Its primary federal regulator is FDIC.
Reported facts
LAMONT BANK OF ST JOHN (FDIC certificate #8681) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $53M |
|---|---|
| Total deposits | $52M |
| Net loans and leases | $33M |
| Return on assets | -3.71% |
| Return on equity | -149.42% |
| Net interest margin | 1.33% |
| Quarterly asset change | 3.97% |
| Quarterly deposit change | 4.50% |
Plain-language readout
LAMONT BANK OF ST JOHN in Saint John, WA reported total assets of $53M, total deposits of $52M and net loans of $33M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -3.71%, a return on equity of -149.42%, a net interest margin of 1.33%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $53M | $52M | $33M | -3.71% | -149.42% | 1.33% |
| Q2 2026 | $51M | $50M | $33M | -6.23% | -228.84% | 1.62% |
| Q1 2026 | $54M | $52M | $32M | -12.11% | -385.62% | -0.44% |
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