Regulatory profile
Colwich, KS · FDIC certificate #17676
LEGACY BANK is an FDIC-insured institution based in Colwich, KS (FDIC certificate #17676). In its Q3 2026 Call Report it reported total assets of $878M, total deposits of $745M and net loans of $712M. Its primary federal regulator is FDIC.
Reported facts
LEGACY BANK (FDIC certificate #17676) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $878M |
|---|---|
| Total deposits | $745M |
| Net loans and leases | $712M |
| Return on assets | 1.26% |
| Return on equity | 12.86% |
| Net interest margin | 4.39% |
| Quarterly asset change | 1.55% |
| Quarterly deposit change | 3.23% |
Plain-language readout
LEGACY BANK in Colwich, KS reported total assets of $878M, total deposits of $745M and net loans of $712M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.26%, a return on equity of 12.86%, a net interest margin of 4.39%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $878M | $745M | $712M | 1.26% | 12.86% | 4.39% |
| Q2 2026 | $865M | $722M | $673M | 1.22% | 12.48% | 4.36% |
| Q1 2026 | $861M | $731M | $669M | 1.20% | 12.36% | 4.35% |
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