Regulatory profile
Murrieta, CA · FDIC certificate #59204
LEGACY BANK is an FDIC-insured institution based in Murrieta, CA (FDIC certificate #59204). In its Q3 2026 Call Report it reported total assets of $104M, total deposits of $93M and net loans of $72M. Its primary federal regulator is FDIC.
Reported facts
LEGACY BANK (FDIC certificate #59204) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $104M |
|---|---|
| Total deposits | $93M |
| Net loans and leases | $72M |
| Return on assets | -2.08% |
| Return on equity | -22.59% |
| Net interest margin | 4.14% |
| Quarterly asset change | -8.15% |
| Quarterly deposit change | -8.48% |
Plain-language readout
LEGACY BANK in Murrieta, CA reported total assets of $104M, total deposits of $93M and net loans of $72M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -2.08%, a return on equity of -22.59%, a net interest margin of 4.14%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $104M | $93M | $72M | -2.08% | -22.59% | 4.14% |
| Q2 2026 | $113M | $102M | $76M | -2.01% | -21.56% | 4.16% |
| Q1 2026 | $111M | $100M | $76M | -2.80% | -28.88% | 3.80% |
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