Loading bank profile
Regulatory profile
Wilmington, NC · FDIC certificate #58665 · RSSD 3650808
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$10B–$50B asset cohort · 112 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 107 verified constituents for the same filing period.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $16.0B | $14.7B | $12.9B | 0.96% | 12.59% | 3.34% |
| 2026-03-31 | $15.2B | $14.0B | $12.4B | 0.89% | 11.66% | 3.32% |
| 2025-12-31 | $15.1B | $13.8B | $12.2B | 0.82% | 10.95% | 3.40% |
| 2025-09-30 | $14.6B | $13.4B | $11.7B | 0.67% | 8.94% | 3.36% |
| 2025-06-30 | $13.7B | $12.6B | $11.2B | 0.59% | 7.80% | 3.33% |
| 2025-03-31 | $13.5B | $12.4B | $10.9B | 0.40% | 5.35% | 3.24% |
| 2024-12-31 | $12.9B | $11.8B | $10.4B | 0.71% | 9.33% | 3.36% |
| 2024-09-30 | $12.5B | $11.5B | $10.0B | 0.81% | 10.73% | 3.38% |
| 2024-06-30 | $11.8B | $10.8B | $9.4B | 0.99% | 13.14% | 3.38% |
| 2024-03-31 | $11.4B | $10.5B | $9.1B | 0.99% | 13.55% | 3.38% |
| 2023-12-31 | $11.2B | $10.4B | $8.9B | 0.74% | 11.19% | 3.47% |
| 2023-09-30 | $10.9B | $10.1B | $8.7B | 0.77% | 11.72% | 3.49% |
| 2023-06-30 | $10.7B | $10.0B | $8.2B | 0.37% | 5.60% | 3.46% |
| 2023-03-31 | $10.2B | $9.5B | $8.1B | 0.04% | 0.58% | 3.51% |
| 2022-12-31 | $9.7B | $9.0B | $7.8B | 0.73% | 9.98% | 4.01% |
| 2022-09-30 | $9.2B | $8.5B | $7.3B | 0.83% | 11.04% | 4.05% |
| 2022-06-30 | $9.0B | $8.3B | $7.0B | 0.90% | 11.63% | 4.05% |
| 2022-03-31 | $8.5B | $7.7B | $6.7B | 1.76% | 21.96% | 4.06% |
| 2021-12-31 | $8.1B | $7.1B | $6.6B | 1.76% | 24.28% | 3.99% |
| 2021-09-30 | $8.1B | $6.8B | $6.4B | 1.82% | 25.97% | 3.96% |
| 2021-06-30 | $8.1B | $6.5B | $6.4B | 1.83% | 27.21% | 3.84% |
| 2021-03-31 | $8.3B | $6.3B | $6.5B | 1.99% | 30.42% | 3.83% |
| 2020-12-31 | $7.8B | $5.7B | $6.3B | 0.68% | 9.15% | 3.12% |
| 2020-09-30 | $8.1B | $5.7B | $6.2B | 0.39% | 5.11% | 2.97% |
| 2020-06-30 | $8.2B | $5.9B | $5.6B | -0.13% | -1.57% | 2.97% |
| 2020-03-31 | $5.2B | $4.7B | $3.8B | -0.76% | -7.85% | 3.56% |
| 2019-12-31 | $4.8B | $4.2B | $3.6B | 0.60% | 5.55% | 4.01% |
| 2019-09-30 | $4.6B | $4.0B | $3.3B | 0.54% | 4.94% | 4.04% |
| 2019-06-30 | $4.3B | $3.7B | $3.0B | 0.61% | 5.49% | 3.93% |
| 2019-03-31 | $4.0B | $3.5B | $2.7B | 0.75% | 6.66% | 3.82% |
| 2018-12-31 | $3.6B | $3.2B | $2.5B | 2.05% | 18.36% | 3.79% |
| 2018-09-30 | $3.4B | $2.9B | $2.3B | 2.18% | 19.63% | 3.69% |
| 2018-06-30 | $3.4B | $3.0B | $2.3B | 2.14% | 19.51% | 3.68% |
| 2018-03-31 | $3.4B | $3.0B | $2.1B | 2.04% | 18.63% | 3.51% |
| 2017-12-31 | $2.7B | $2.3B | $2.0B | 5.33% | 54.68% | 4.07% |
| 2017-09-30 | $2.3B | $2.1B | $1.9B | 1.88% | 20.56% | 4.21% |
| 2017-06-30 | $2.1B | $1.9B | $1.7B | 1.93% | 21.39% | 4.22% |
| 2017-03-31 | $1.9B | $1.6B | $1.5B | 1.50% | 16.19% | 3.88% |
| 2016-12-31 | $1.7B | $1.5B | $1.3B | 1.59% | 16.71% | 3.51% |
| 2016-09-30 | $1.6B | $1.4B | $1.1B | 1.53% | 16.00% | 3.64% |
| 2016-06-30 | $1.3B | $1.2B | $1.0B | 1.38% | 13.87% | 3.74% |
| 2016-03-31 | $1.2B | $1.1B | $0.8B | 2.05% | 20.48% | 3.77% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
LIVE OAK BANCSHARES, INC.RSSD 3884863 · 2009-03-31 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.