Regulatory profile
Scranton, AR · FDIC certificate #5632
LOGAN COUNTY BANK is an FDIC-insured institution based in Scranton, AR (FDIC certificate #5632). In its Q3 2026 Call Report it reported total assets of $120M, total deposits of $101M and net loans of $75M. Its primary federal regulator is FDIC.
Plain-language readout
LOGAN COUNTY BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $121M in Q2 2026 and were lowest at $117M in Q1 2026.
Total deposits were highest at $101M in Q2 2026 and lowest at $98M in Q1 2026.
Over the whole period total assets rose 2.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $120M | $101M | $75M | 1.30% | 8.03% | 3.52% |
| Q2 2026 | $121M | $101M | $73M | 1.25% | 7.65% | 3.46% |
| Q1 2026 | $117M | $98M | $71M | 1.29% | 7.87% | 3.42% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $1.8M | $2.3M | -$552K | -23.9% |
| Federal funds sold | $6.6M | $6.2M | +$375K | +6.1% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $35.7M | $33.6M | +$2.1M | +6.4% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $72.9M | $71.3M | +$1.6M | +2.2% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $2.7M | $2.7M | -$42K | -1.6% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $1.3M | $1.3M | +$45K | +3.5% |
| Total assets | $120.8M | $117.3M | +$3.5M | +3.0% |
| Liabilities | ||||
| Total deposits | $101.0M | $97.9M | +$3.2M | +3.2% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $138K | $181K | -$43K | -23.8% |
| Total liabilities | $101.2M | $98.0M | +$3.1M | +3.2% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $100K | $100K | $0K | 0.0% |
| Surplus | $500K | $500K | $0K | 0.0% |
| Retained earnings | $20.1M | $19.8M | +$302K | +1.5% |
| Accumulated other comprehensive income | -$998K | -$1.1M | +$118K | +10.6% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $19.7M | $19.3M | +$420K | +2.2% |
| Credit and capital | ||||
| Gross nonperforming assets | $132K | $69K | +$63K | +91.3% |
| Adjusted nonperforming assets | $132K | $69K | +$63K | +91.3% |
| Tangible equity plus allowance | $20.6M | $20.1M | +$489K | +2.4% |
| Texas ratio (gross) | 0.64% | 0.34% | +0.30 pts | See points |
| Texas ratio (adjusted) | 0.64% | 0.34% | +0.30 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 1.10% | Not reported | Not reported | See points |
| Tier 1 capital to risk-weighted assets | 29.84% | 30.26% | -0.41 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 29.84% | 30.26% | -0.41 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.25% | 1.23% | +0.02 pts | See points |
| Total risk-based capital to risk-weighted assets | 31.09% | 31.49% | -0.40 pts | See points |
| Tier 1 leverage (approximate) | 16.89% | 17.19% | -0.30 pts | See points |
| Construction and land loans to total capital | 11.11% | 9.65% | +1.45 pts | See points |
| Commercial real estate to total capital | 29.69% | 29.00% | +0.69 pts | See points |
| Dividend payout, year to date | 16.24% | 15.92% | +0.32 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -6.44% | -7.32% | +0.88 pts | See points |
| Liquidity | ||||
| Core deposits | $84.1M | $82.1M | +$2.1M | +2.5% |
| Non-core funding | $16.9M | $15.8M | +$1.1M | +6.8% |
| Loans to core deposits | 87.65% | 87.87% | -0.22 pts | See points |
| Loans to deposits | 73.01% | 73.68% | -0.68 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 70.59% | 74.60% | -4.02 pts | See points |
| Loans pledged, share of loans | 0.00% | 0.00% | 0.00 pts | See points |
| Volatile liabilities | $16.9M | $15.8M | +$1.1M | +6.8% |
| Earnings | ||||
| Earnings before provision, year to date | $983K | $475K | +$508K | +106.9% |
| Earnings before provision, single quarter | $508K | $475K | +$33K | +6.9% |
| Provision for credit losses, year to date | $105K | $30K | +$75K | +250.0% |
| Yield and cost | ||||
| Yield on loans and leases | 6.26% | 6.38% | -0.11 pts | See points |
| Yield on interest-bearing balances due from banks | 1.60% | 0.00% | +1.60 pts | See points |
| Total interest income to average assets | 4.73% | 4.67% | +0.06 pts | See points |
| Cost of interest-bearing transaction accounts | 0.65% | 0.48% | +0.17 pts | See points |
| Cost of savings and money market deposits | 1.38% | 1.43% | -0.05 pts | See points |
| Cost of time deposits | 3.61% | 3.60% | +0.01 pts | See points |
| Total interest expense to average assets | 1.47% | 1.48% | -0.01 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $120M | $101M | $75M | 1.30% | 8.03% | 3.52% |
| 2026-06-30 | $121M | $101M | $73M | 1.25% | 7.65% | 3.46% |
| 2026-03-31 | $117M | $98M | $71M | 1.29% | 7.87% | 3.42% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| AR | $98.6M | 0.09% | 88 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.