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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Logan, IA · FDIC certificate #4476
LOGAN STATE BANK is an FDIC-insured institution based in Logan, IA (FDIC certificate #4476). In its Q3 2026 Call Report it reported total assets of $90M, total deposits of $81M and net loans of $79M. Its primary federal regulator is FED.
Plain-language readout
LOGAN STATE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $92M in Q2 2026 and were lowest at $90M in Q3 2026.
Total deposits were highest at $84M in Q2 2026 and lowest at $81M in Q3 2026.
Over the whole period total assets fell 0.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $90M | $81M | $79M | 1.25% | 14.04% | 4.18% |
| Q2 2026 | $92M | $84M | $78M | 1.35% | 15.22% | 4.09% |
| Q1 2026 | $91M | $82M | $79M | 1.19% | 13.53% | 4.05% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $8.0M | $8.6M | -$555K | -6.5% |
| Federal funds sold | $3.2M | $235K | +$2.9M | +1252.3% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $664K | $664K | $0K | 0.0% |
| Equity securities with readily determinable fair values, not held for trading | $14K | $12K | +$2K | +16.7% |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $77.6M | $78.5M | -$925K | -1.2% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $1.2M | $1.2M | -$16K | -1.3% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $1.5M | $1.3M | +$193K | +14.5% |
| Total assets | $92.2M | $90.5M | +$1.6M | +1.8% |
| Liabilities | ||||
| Total deposits | $83.6M | $82.3M | +$1.3M | +1.6% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $440K | $393K | +$47K | +12.0% |
| Total liabilities | $84.0M | $82.7M | +$1.4M | +1.6% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $50K | $50K | $0K | 0.0% |
| Surplus | $150K | $150K | $0K | 0.0% |
| Retained earnings | $8.0M | $7.7M | +$290K | +3.8% |
| Accumulated other comprehensive income | $3K | $3K | $0K | 0.0% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $8.2M | $7.9M | +$290K | +3.7% |
| Credit and capital | ||||
| Gross nonperforming assets | $272K | $419K | -$147K | -35.1% |
| Adjusted nonperforming assets | $272K | $419K | -$147K | -35.1% |
| Tangible equity plus allowance | $8.9M | $8.6M | +$299K | +3.5% |
| Texas ratio (gross) | 3.06% | 4.87% | -1.82 pts | See points |
| Texas ratio (adjusted) | 3.06% | 4.87% | -1.82 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 3.06% | 4.87% | -1.82 pts | See points |
| Tier 1 capital to risk-weighted assets | 12.53% | 11.95% | +0.58 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 12.53% | 11.95% | +0.58 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.12% | 1.09% | +0.03 pts | See points |
| Total risk-based capital to risk-weighted assets | 13.65% | 13.04% | +0.61 pts | See points |
| Tier 1 leverage (approximate) | 9.06% | 9.06% | +0.01 pts | See points |
| Construction and land loans to total capital | 5.60% | 5.05% | +0.55 pts | See points |
| Commercial real estate to total capital | 5.60% | 5.05% | +0.55 pts | See points |
| Dividend payout, year to date | 33.06% | 56.60% | -23.55 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | 0.05% | 0.05% | -0.00 pts | See points |
| Liquidity | ||||
| Core deposits | $74.0M | $73.6M | +$416K | +0.6% |
| Non-core funding | $9.6M | $8.7M | +$889K | +10.2% |
| Loans to core deposits | 105.86% | 107.70% | -1.84 pts | See points |
| Loans to deposits | 93.71% | 96.31% | -2.60 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 100.00% | 100.00% | 0.00 pts | See points |
| Loans pledged, share of loans | 11.56% | 9.78% | +1.78 pts | See points |
| Volatile liabilities | $9.6M | $8.7M | +$889K | +10.2% |
| Earnings | ||||
| Earnings before provision, year to date | $653K | $296K | +$357K | +120.6% |
| Earnings before provision, single quarter | $357K | $296K | +$61K | +20.6% |
| Provision for credit losses, year to date | $28K | $19K | +$9K | +47.4% |
| Yield and cost | ||||
| Yield on loans and leases | 6.35% | 6.31% | +0.05 pts | See points |
| Yield on interest-bearing balances due from banks | 3.41% | 3.29% | +0.11 pts | See points |
| Total interest income to average assets | 5.85% | 5.80% | +0.05 pts | See points |
| Cost of interest-bearing transaction accounts | 1.23% | 1.21% | +0.02 pts | See points |
| Cost of savings and money market deposits | 0.24% | 0.21% | +0.03 pts | See points |
| Cost of time deposits | 3.89% | 3.99% | -0.10 pts | See points |
| Total interest expense to average assets | 1.91% | 1.95% | -0.05 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $90M | $81M | $79M | 1.25% | 14.04% | 4.18% |
| 2026-06-30 | $92M | $84M | $78M | 1.35% | 15.22% | 4.09% |
| 2026-03-31 | $91M | $82M | $79M | 1.19% | 13.53% | 4.05% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| IA | $77.5M | 0.06% | 225 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.