Regulatory profile
Pharr, TX · FDIC certificate #24347 · RSSD 842460
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $3.3B | $2.9B | $1.8B | 1.44% | 12.92% | 3.73% |
| 2026-03-31 | $3.4B | $3.0B | $1.7B | 1.38% | 12.69% | 3.65% |
| 2025-12-31 | $3.3B | $2.9B | $1.7B | 1.94% | 18.50% | 3.69% |
| 2025-09-30 | $3.2B | $2.8B | $1.7B | 2.10% | 20.35% | 3.65% |
| 2025-06-30 | $3.2B | $2.9B | $1.7B | 2.50% | 24.56% | 3.60% |
| 2025-03-31 | $3.2B | $2.8B | $1.6B | 3.76% | 36.42% | 3.52% |
| 2024-12-31 | $3.2B | $2.8B | $1.6B | 1.45% | 13.98% | 3.64% |
| 2024-09-30 | $3.0B | $2.6B | $1.5B | 1.43% | 13.68% | 3.68% |
| 2024-06-30 | $3.0B | $2.7B | $1.5B | 1.42% | 13.88% | 3.64% |
| 2024-03-31 | $2.9B | $2.5B | $1.5B | 1.33% | 12.92% | 3.52% |
| 2023-12-31 | $2.9B | $2.6B | $1.4B | 1.42% | 15.81% | 3.55% |
| 2023-09-30 | $2.8B | $2.5B | $1.3B | 1.47% | 16.86% | 3.57% |
| 2023-06-30 | $2.8B | $2.5B | $1.3B | 1.57% | 17.90% | 3.54% |
| 2023-03-31 | $3.0B | $2.7B | $1.2B | 1.58% | 18.59% | 3.49% |
| 2022-12-31 | $3.1B | $2.8B | $1.2B | 1.52% | 19.45% | 3.10% |
| 2022-09-30 | $3.1B | $2.8B | $1.2B | 1.31% | 16.82% | 2.95% |
| 2022-06-30 | $3.2B | $2.9B | $1.2B | 1.20% | 15.15% | 2.82% |
| 2022-03-31 | $3.0B | $2.8B | $1.2B | 1.08% | 14.11% | 2.65% |
| 2021-12-31 | $3.1B | $2.8B | $1.2B | 1.27% | 11.68% | 3.21% |
| 2021-09-30 | $2.9B | $2.6B | $1.2B | 1.47% | 12.70% | 3.34% |
| 2021-06-30 | $2.9B | $2.5B | $1.3B | 1.23% | 10.54% | 3.17% |
| 2021-03-31 | $2.7B | $2.4B | $1.3B | 1.11% | 9.42% | 3.12% |
| 2020-12-31 | $2.6B | $2.2B | $1.2B | 1.09% | 8.77% | 3.23% |
| 2020-09-30 | $2.5B | $2.2B | $1.2B | 1.09% | 8.74% | 3.28% |
| 2020-06-30 | $2.6B | $2.2B | $1.3B | 1.08% | 8.77% | 3.30% |
| 2020-03-31 | $2.4B | $2.0B | $1.2B | 1.11% | 9.12% | 3.33% |
| 2019-12-31 | $2.4B | $2.0B | $1.1B | 1.10% | 9.18% | 3.44% |
| 2019-09-30 | $2.2B | $1.9B | $1.2B | 1.12% | 9.20% | 3.52% |
| 2019-06-30 | $2.3B | $1.9B | $1.2B | 1.00% | 8.55% | 3.48% |
| 2019-03-31 | $2.3B | $1.9B | $1.2B | 0.98% | 8.50% | 3.46% |
| 2018-12-31 | $2.2B | $1.9B | $1.1B | 1.18% | 10.29% | 3.63% |
| 2018-09-30 | $2.0B | $1.8B | $1.1B | 1.16% | 10.03% | 3.64% |
| 2018-06-30 | $2.1B | $1.8B | $1.1B | 1.23% | 10.88% | 3.62% |
| 2018-03-31 | $2.2B | $1.9B | $1.1B | 1.10% | 9.99% | 3.37% |
| 2017-12-31 | $2.2B | $1.9B | $1.2B | 0.52% | 4.57% | 3.47% |
| 2017-09-30 | $2.2B | $1.8B | $1.2B | 0.67% | 5.80% | 3.43% |
| 2017-06-30 | $2.2B | $1.9B | $1.2B | 0.62% | 5.37% | 3.40% |
| 2017-03-31 | $2.1B | $1.8B | $1.2B | 0.63% | 5.52% | 3.43% |
| 2016-12-31 | $2.2B | $1.8B | $1.2B | 0.68% | 5.79% | 3.34% |
| 2016-09-30 | $2.2B | $1.8B | $1.1B | 0.59% | 4.99% | 3.33% |
| 2016-06-30 | $2.1B | $1.8B | $1.1B | 0.56% | 4.73% | 3.31% |
| 2016-03-31 | $2.2B | $1.9B | $1.1B | 0.63% | 5.43% | 3.23% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2325350 · 2008-11-11 to current
Unmatched RSSD entityRSSD 2325341 · 1995-06-30 to 2008-11-10
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.