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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-03-31 | 1,015,491 | 845,225 | 845,303 | 2.11 | 22.57 | 3.11 |
| 2018-06-30 | 1,051,981 | 782,452 | 857,892 | 2.12 | 22.65 | 3.08 |
| 2018-09-30 | 1,105,286 | 815,101 | 879,371 | 2.04 | 22.07 | 3.04 |
| 2018-12-31 | 1,185,477 | 770,630 | 936,056 | 1.88 | 20.51 | 2.99 |
| 2019-03-31 | 1,308,576 | 901,532 | 1,012,028 | 1.70 | 19.43 | 2.64 |
| 2019-06-30 | 1,370,827 | 883,482 | 1,074,129 | 1.71 | 19.55 | 2.63 |
| 2019-09-30 | 1,496,574 | 943,641 | 1,177,246 | 1.71 | 19.73 | 2.59 |
| 2019-12-31 | 1,523,369 | 972,639 | 1,209,139 | 1.44 | 16.71 | 2.56 |
| 2020-03-31 | 1,591,527 | 1,031,855 | 1,271,757 | 1.45 | 16.91 | 2.50 |
| 2020-06-30 | 1,711,603 | 1,138,399 | 1,300,126 | 1.73 | 19.88 | 2.43 |
| 2020-09-30 | 1,739,561 | 1,165,772 | 1,332,313 | 1.91 | 21.17 | 2.46 |
| 2020-12-31 | 1,867,790 | 1,322,729 | 1,359,397 | 1.66 | 18.20 | 2.40 |
| 2021-03-31 | 1,932,397 | 1,383,750 | 1,386,199 | 2.04 | 21.67 | 2.24 |
| 2021-06-30 | 1,903,075 | 1,709,607 | 1,393,643 | 0.62 | 6.51 | 2.26 |
| 2021-09-30 | 1,939,672 | 1,741,112 | 1,421,438 | 1.06 | 10.97 | 2.38 |
| 2021-12-31 | 1,965,700 | 1,763,008 | 1,437,392 | 1.22 | 12.48 | 2.44 |
| 2022-03-31 | 1,953,099 | 1,745,474 | 1,497,025 | 1.89 | 19.19 | 2.69 |
| 2022-06-30 | 1,994,923 | 1,763,904 | 1,542,132 | 1.91 | 20.04 | 2.74 |
| 2022-09-30 | 2,006,450 | 1,759,937 | 1,574,581 | 1.83 | 19.88 | 2.74 |
| 2022-12-31 | 2,036,937 | 1,733,500 | 1,560,654 | 1.73 | 19.09 | 2.69 |
| 2023-03-31 | 2,063,158 | 1,754,975 | 1,564,985 | 1.43 | 16.49 | 2.24 |
| 2023-06-30 | 2,026,672 | 1,782,316 | 1,563,110 | 1.25 | 14.38 | 2.20 |
| 2023-09-30 | 2,018,032 | 1,774,286 | 1,576,588 | 1.23 | 14.40 | 2.15 |
| 2023-12-31 | 2,080,271 | 1,835,747 | 1,600,035 | 0.72 | 8.44 | 2.09 |
| 2024-03-31 | 2,068,534 | 1,818,028 | 1,609,999 | 0.86 | 10.01 | 1.83 |
| 2024-06-30 | 2,028,642 | 1,752,933 | 1,612,389 | 0.90 | 10.31 | 1.83 |
| 2024-09-30 | 2,064,605 | 1,746,714 | 1,627,189 | 0.94 | 10.47 | 1.79 |
| 2024-12-31 | 2,087,762 | 1,785,330 | 1,633,268 | 0.93 | 10.31 | 1.77 |
| 2025-03-31 | 2,090,409 | 1,815,479 | 1,647,913 | 0.81 | 8.54 | 1.70 |
| 2025-06-30 | 2,115,086 | 1,771,564 | 1,697,138 | 0.81 | 8.62 | 1.72 |
| 2025-09-30 | 2,174,325 | 1,819,173 | 1,732,282 | 0.81 | 8.48 | 1.69 |
| 2025-12-31 | 2,209,415 | 1,849,819 | 1,775,839 | 0.78 | 8.23 | 1.70 |
| 2026-03-31 | 2,198,462 | 1,894,748 | 1,782,920 | 0.98 | 10.41 | 1.82 |
| 2026-06-30 | 2,341,323 | 1,965,552 | 1,843,146 | 0.96 | 10.32 | 1.81 |
6 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2008-08-16 | 1 | 232744 | 674849 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.