Regulatory profile
Luana, IA · FDIC certificate #253 · RSSD 674849
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.3B | $2.0B | $1.8B | 0.96% | 10.32% | 1.81% |
| 2026-03-31 | $2.2B | $1.9B | $1.8B | 0.98% | 10.41% | 1.82% |
| 2025-12-31 | $2.2B | $1.8B | $1.8B | 0.78% | 8.23% | 1.70% |
| 2025-09-30 | $2.2B | $1.8B | $1.7B | 0.81% | 8.48% | 1.69% |
| 2025-06-30 | $2.1B | $1.8B | $1.7B | 0.81% | 8.62% | 1.72% |
| 2025-03-31 | $2.1B | $1.8B | $1.6B | 0.81% | 8.54% | 1.70% |
| 2024-12-31 | $2.1B | $1.8B | $1.6B | 0.93% | 10.31% | 1.77% |
| 2024-09-30 | $2.1B | $1.7B | $1.6B | 0.94% | 10.47% | 1.79% |
| 2024-06-30 | $2.0B | $1.8B | $1.6B | 0.90% | 10.31% | 1.83% |
| 2024-03-31 | $2.1B | $1.8B | $1.6B | 0.86% | 10.01% | 1.83% |
| 2023-12-31 | $2.1B | $1.8B | $1.6B | 0.72% | 8.44% | 2.09% |
| 2023-09-30 | $2.0B | $1.8B | $1.6B | 1.23% | 14.40% | 2.15% |
| 2023-06-30 | $2.0B | $1.8B | $1.6B | 1.25% | 14.38% | 2.20% |
| 2023-03-31 | $2.1B | $1.8B | $1.6B | 1.43% | 16.49% | 2.24% |
| 2022-12-31 | $2.0B | $1.7B | $1.6B | 1.73% | 19.09% | 2.69% |
| 2022-09-30 | $2.0B | $1.8B | $1.6B | 1.83% | 19.88% | 2.74% |
| 2022-06-30 | $2.0B | $1.8B | $1.5B | 1.91% | 20.04% | 2.74% |
| 2022-03-31 | $2.0B | $1.7B | $1.5B | 1.89% | 19.19% | 2.69% |
| 2021-12-31 | $2.0B | $1.8B | $1.4B | 1.22% | 12.48% | 2.44% |
| 2021-09-30 | $1.9B | $1.7B | $1.4B | 1.06% | 10.97% | 2.38% |
| 2021-06-30 | $1.9B | $1.7B | $1.4B | 0.62% | 6.51% | 2.26% |
| 2021-03-31 | $1.9B | $1.4B | $1.4B | 2.04% | 21.67% | 2.24% |
| 2020-12-31 | $1.9B | $1.3B | $1.4B | 1.66% | 18.20% | 2.40% |
| 2020-09-30 | $1.7B | $1.2B | $1.3B | 1.91% | 21.17% | 2.46% |
| 2020-06-30 | $1.7B | $1.1B | $1.3B | 1.73% | 19.88% | 2.43% |
| 2020-03-31 | $1.6B | $1.0B | $1.3B | 1.45% | 16.91% | 2.50% |
| 2019-12-31 | $1.5B | $1.0B | $1.2B | 1.44% | 16.71% | 2.56% |
| 2019-09-30 | $1.5B | $0.9B | $1.2B | 1.71% | 19.73% | 2.59% |
| 2019-06-30 | $1.4B | $0.9B | $1.1B | 1.71% | 19.55% | 2.63% |
| 2019-03-31 | $1.3B | $0.9B | $1.0B | 1.70% | 19.43% | 2.64% |
| 2018-12-31 | $1.2B | $0.8B | $0.9B | 1.88% | 20.51% | 2.99% |
| 2018-09-30 | $1.1B | $0.8B | $0.9B | 2.04% | 22.07% | 3.04% |
| 2018-06-30 | $1.1B | $0.8B | $0.9B | 2.12% | 22.65% | 3.08% |
| 2018-03-31 | $1.0B | $0.8B | $0.8B | 2.11% | 22.57% | 3.11% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1209211 · 1997-08-01 to current
Unmatched RSSD entityRSSD 1209211 · 1996-04-29 to 1997-07-31
Unmatched RSSD entityRSSD 1209211 · 1992-06-26 to 1996-04-28
Unmatched RSSD entityRSSD 1209211 · 1983-09-12 to 1992-06-25
2008-08-16RSSD 232744 → 674849 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.