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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Morgan City, LA · FDIC certificate #17388
M C BANK&TRUST CO is an FDIC-insured institution based in Morgan City, LA (FDIC certificate #17388). In its Q3 2026 Call Report it reported total assets of $819M, total deposits of $552M and net loans of $511M. Its primary federal regulator is FED.
Reported facts
M C BANK&TRUST CO (FDIC certificate #17388) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $819M |
|---|---|
| Total deposits | $552M |
| Net loans and leases | $511M |
| Return on assets | -3.43% |
| Return on equity | -14.63% |
| Net interest margin | 2.53% |
| Quarterly asset change | 15.41% |
| Quarterly deposit change | 14.97% |
Plain-language readout
M C BANK&TRUST CO in Morgan City, LA reported total assets of $819M, total deposits of $552M and net loans of $511M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -3.43%, a return on equity of -14.63%, a net interest margin of 2.53%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $819M | $552M | $511M | -3.43% | -14.63% | 2.53% |
| Q2 2026 | $710M | $481M | $342M | -2.56% | -11.37% | 1.63% |
| Q1 2026 | $490M | $394M | $317M | 0.84% | 5.05% | 4.21% |
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