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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Morgan City, LA · FDIC certificate #17388
M C BANK&TRUST CO is an FDIC-insured institution based in Morgan City, LA (FDIC certificate #17388). In its Q3 2026 Call Report it reported total assets of $819M, total deposits of $552M and net loans of $511M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for M C BANK&TRUST CO from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $552M |
|---|---|
| Net loans and leases | $511M |
Plain-language readout
M C BANK&TRUST CO in Morgan City, LA funds its loans with $552M of deposits and holds $511M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for M C BANK&TRUST CO in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 92.44% in Q3 2026, against 80.54% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $511M | $552M | 92.44% |
| Q2 2026 | $342M | $481M | 71.13% |
| Q1 2026 | $317M | $394M | 80.54% |