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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-09-30 | 1,030,389 | 854,164 | 821,896 | 0.86 | 7.18 | 3.42 |
| 2020-12-31 | 1,036,709 | 859,286 | 857,016 | 0.81 | 6.88 | 3.48 |
| 2021-03-31 | 1,105,454 | 906,054 | 920,531 | 1.02 | 9.43 | 3.44 |
| 2021-06-30 | 1,142,788 | 949,634 | 943,915 | 1.11 | 10.38 | 3.45 |
| 2021-09-30 | 1,204,459 | 1,029,652 | 969,193 | 1.03 | 9.86 | 3.42 |
| 2021-12-31 | 1,197,585 | 1,037,665 | 1,013,862 | 1.03 | 9.89 | 3.46 |
| 2022-03-31 | 1,235,891 | 1,075,923 | 1,054,630 | 1.03 | 10.38 | 3.42 |
| 2022-06-30 | 1,257,846 | 1,097,436 | 1,077,509 | 1.10 | 11.15 | 3.45 |
| 2022-09-30 | 1,288,898 | 1,128,206 | 1,114,282 | 1.10 | 11.36 | 3.47 |
| 2022-12-31 | 1,307,758 | 1,130,118 | 1,148,331 | 1.03 | 10.68 | 3.46 |
| 2023-03-31 | 1,315,033 | 1,112,849 | 1,157,254 | 0.87 | 9.25 | 2.91 |
| 2023-06-30 | 1,340,291 | 1,087,770 | 1,166,905 | 0.75 | 8.01 | 2.79 |
| 2023-09-30 | 1,325,939 | 1,069,213 | 1,161,166 | 0.75 | 8.01 | 2.79 |
| 2023-12-31 | 1,331,717 | 1,059,235 | 1,162,766 | 0.66 | 6.98 | 2.73 |
| 2024-03-31 | 1,327,053 | 1,053,704 | 1,152,074 | 0.29 | 2.99 | 2.22 |
| 2024-06-30 | 1,338,821 | 1,023,610 | 1,148,807 | 0.24 | 2.49 | 2.20 |
| 2024-09-30 | 1,312,757 | 1,046,828 | 1,127,007 | 0.30 | 2.97 | 2.24 |
| 2024-12-31 | 1,308,520 | 1,031,745 | 1,128,916 | 0.27 | 2.75 | 2.32 |
| 2025-03-31 | 1,291,336 | 1,029,225 | 1,117,333 | 0.52 | 5.00 | 2.58 |
| 2025-06-30 | 1,314,402 | 1,057,850 | 1,123,616 | 0.52 | 5.05 | 2.66 |
| 2025-09-30 | 1,295,084 | 1,103,177 | 1,119,155 | 0.59 | 5.65 | 2.77 |
| 2025-12-31 | 1,283,954 | 1,038,470 | 1,110,411 | 0.66 | 6.22 | 2.89 |
| 2026-03-31 | 1,297,467 | 1,043,263 | 1,109,277 | 0.65 | 5.83 | 3.10 |
| 2026-06-30 | 1,328,004 | 1,068,072 | 1,118,406 | 0.65 | 5.89 | 3.14 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-11-01 | 1 | 182175 | 196800 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.