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Regulatory profile
Edgartown, MA · FDIC certificate #90190 · RSSD 196800
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.3B | $1.1B | $1.1B | 0.65% | 5.89% | 3.14% |
| 2026-03-31 | $1.3B | $1.0B | $1.1B | 0.65% | 5.83% | 3.10% |
| 2025-12-31 | $1.3B | $1.0B | $1.1B | 0.66% | 6.22% | 2.89% |
| 2025-09-30 | $1.3B | $1.1B | $1.1B | 0.59% | 5.65% | 2.77% |
| 2025-06-30 | $1.3B | $1.1B | $1.1B | 0.52% | 5.05% | 2.66% |
| 2025-03-31 | $1.3B | $1.0B | $1.1B | 0.52% | 5.00% | 2.58% |
| 2024-12-31 | $1.3B | $1.0B | $1.1B | 0.27% | 2.75% | 2.32% |
| 2024-09-30 | $1.3B | $1.0B | $1.1B | 0.30% | 2.97% | 2.24% |
| 2024-06-30 | $1.3B | $1.0B | $1.1B | 0.24% | 2.49% | 2.20% |
| 2024-03-31 | $1.3B | $1.1B | $1.2B | 0.29% | 2.99% | 2.22% |
| 2023-12-31 | $1.3B | $1.1B | $1.2B | 0.66% | 6.98% | 2.73% |
| 2023-09-30 | $1.3B | $1.1B | $1.2B | 0.75% | 8.01% | 2.79% |
| 2023-06-30 | $1.3B | $1.1B | $1.2B | 0.75% | 8.01% | 2.79% |
| 2023-03-31 | $1.3B | $1.1B | $1.2B | 0.87% | 9.25% | 2.91% |
| 2022-12-31 | $1.3B | $1.1B | $1.1B | 1.03% | 10.68% | 3.46% |
| 2022-09-30 | $1.3B | $1.1B | $1.1B | 1.10% | 11.36% | 3.47% |
| 2022-06-30 | $1.3B | $1.1B | $1.1B | 1.10% | 11.15% | 3.45% |
| 2022-03-31 | $1.2B | $1.1B | $1.1B | 1.03% | 10.38% | 3.42% |
| 2021-12-31 | $1.2B | $1.0B | $1.0B | 1.03% | 9.89% | 3.46% |
| 2021-09-30 | $1.2B | $1.0B | $1.0B | 1.03% | 9.86% | 3.42% |
| 2021-06-30 | $1.1B | $0.9B | $0.9B | 1.11% | 10.38% | 3.45% |
| 2021-03-31 | $1.1B | $0.9B | $0.9B | 1.02% | 9.43% | 3.44% |
| 2020-12-31 | $1.0B | $0.9B | $0.9B | 0.81% | 6.88% | 3.48% |
| 2020-09-30 | $1.0B | $0.9B | $0.8B | 0.86% | 7.18% | 3.42% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5557826 · 2021-03-30 to current
2007-11-01RSSD 182175 → 196800 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.