Regulatory profile
Mansfield, OH · FDIC certificate #29011
MECHANICS BANK is an FDIC-insured institution based in Mansfield, OH (FDIC certificate #29011). In its Q3 2026 Call Report it reported total assets of $920M, total deposits of $807M and net loans of $759M. Its primary federal regulator is FDIC.
Reported facts
MECHANICS BANK (FDIC certificate #29011) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $920M |
|---|---|
| Total deposits | $807M |
| Net loans and leases | $759M |
| Return on assets | 0.71% |
| Return on equity | 9.13% |
| Net interest margin | 3.46% |
| Quarterly asset change | 2.58% |
| Quarterly deposit change | 2.14% |
Plain-language readout
MECHANICS BANK in Mansfield, OH reported total assets of $920M, total deposits of $807M and net loans of $759M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.71%, a return on equity of 9.13%, a net interest margin of 3.46%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $920M | $807M | $759M | 0.71% | 9.13% | 3.46% |
| Q2 2026 | $896M | $790M | $734M | 0.72% | 9.14% | 3.38% |
| Q1 2026 | $885M | $770M | $717M | 0.64% | 8.08% | 3.31% |
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