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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,905,922 | 2,269,620 | 2,279,406 | 1.01 | 7.97 | 3.99 |
| 2016-06-30 | 2,979,702 | 2,281,571 | 2,362,830 | 1.07 | 8.47 | 4.04 |
| 2016-09-30 | 3,043,801 | 2,332,231 | 2,388,850 | 1.10 | 8.76 | 3.99 |
| 2016-12-31 | 3,062,597 | 2,379,242 | 2,360,659 | 1.12 | 8.99 | 3.96 |
| 2017-03-31 | 2,999,039 | 2,283,954 | 2,423,038 | 1.14 | 9.38 | 3.74 |
| 2017-06-30 | 3,123,334 | 2,378,763 | 2,508,986 | 1.11 | 9.15 | 3.82 |
| 2017-09-30 | 3,234,701 | 2,497,928 | 2,535,079 | 1.13 | 9.40 | 3.87 |
| 2017-12-31 | 3,266,805 | 2,532,069 | 2,539,051 | 1.06 | 8.84 | 3.88 |
| 2018-03-31 | 3,274,298 | 2,549,717 | 2,531,231 | 1.50 | 12.70 | 4.08 |
| 2018-06-30 | 3,268,739 | 2,540,482 | 2,615,689 | 1.41 | 11.89 | 4.03 |
| 2018-09-30 | 3,280,382 | 2,519,231 | 2,675,725 | 1.41 | 11.83 | 4.03 |
| 2018-12-31 | 3,344,251 | 2,473,361 | 2,730,706 | 1.45 | 12.19 | 4.05 |
| 2019-03-31 | 3,534,042 | 2,617,454 | 2,776,503 | 1.56 | 13.43 | 3.96 |
| 2019-06-30 | 3,558,287 | 2,627,194 | 2,857,440 | 1.54 | 13.15 | 3.94 |
| 2019-09-30 | 3,692,578 | 2,772,349 | 2,908,601 | 1.54 | 13.20 | 3.91 |
| 2019-12-31 | 3,614,957 | 2,696,430 | 2,832,778 | 1.57 | 13.27 | 3.89 |
| 2020-03-31 | 3,639,477 | 2,652,671 | 2,876,716 | 1.34 | 11.02 | 3.69 |
| 2020-06-30 | 4,296,344 | 3,271,692 | 3,300,810 | 1.16 | 10.09 | 3.48 |
| 2020-09-30 | 4,402,594 | 3,383,328 | 3,314,971 | 1.15 | 10.33 | 3.31 |
| 2020-12-31 | 4,418,422 | 3,424,299 | 3,178,391 | 1.22 | 11.10 | 3.28 |
| 2021-03-31 | 4,691,487 | 3,655,452 | 3,375,681 | 1.36 | 13.52 | 2.81 |
| 2021-06-30 | 4,737,391 | 3,676,294 | 3,240,648 | 1.51 | 15.01 | 2.84 |
| 2021-09-30 | 4,945,444 | 3,873,349 | 3,323,531 | 1.45 | 14.55 | 2.82 |
| 2021-12-31 | 5,238,290 | 4,097,762 | 3,434,213 | 1.35 | 13.44 | 2.80 |
| 2022-03-31 | 5,156,518 | 3,991,605 | 3,535,383 | 1.05 | 10.04 | 2.63 |
| 2022-06-30 | 5,039,121 | 3,891,629 | 3,700,790 | 1.07 | 10.23 | 2.81 |
| 2022-09-30 | 4,997,514 | 3,863,484 | 3,856,249 | 1.20 | 11.48 | 3.12 |
| 2022-12-31 | 4,853,001 | 3,731,443 | 3,877,937 | 1.39 | 13.10 | 3.47 |
| 2023-03-31 | 4,876,281 | 3,615,145 | 3,926,472 | 1.94 | 16.92 | 4.43 |
| 2023-06-30 | 5,117,941 | 3,775,809 | 4,019,064 | 1.88 | 16.47 | 4.32 |
| 2023-09-30 | 5,231,405 | 3,919,077 | 4,066,539 | 1.86 | 16.38 | 4.29 |
| 2023-12-31 | 5,313,149 | 3,920,039 | 4,272,451 | 1.82 | 15.91 | 4.25 |
| 2024-03-31 | 5,423,219 | 4,023,068 | 4,284,761 | 1.81 | 15.36 | 3.93 |
| 2024-06-30 | 5,548,093 | 4,163,519 | 4,404,963 | 1.69 | 14.35 | 3.87 |
| 2024-09-30 | 5,862,869 | 4,472,580 | 4,525,687 | 1.64 | 13.98 | 3.82 |
| 2024-12-31 | 5,994,362 | 4,715,880 | 4,562,150 | 1.59 | 13.62 | 3.77 |
| 2025-03-31 | 6,073,612 | 4,699,650 | 4,595,074 | 1.48 | 12.87 | 3.56 |
| 2025-06-30 | 6,107,885 | 4,730,212 | 4,667,213 | 1.57 | 13.57 | 3.58 |
| 2025-09-30 | 6,234,507 | 4,836,679 | 4,573,464 | 1.62 | 13.93 | 3.62 |
| 2025-12-31 | 6,241,994 | 4,895,988 | 4,579,538 | 1.61 | 13.86 | 3.62 |
| 2026-03-31 | 6,356,397 | 5,038,602 | 4,585,943 | 1.51 | 13.13 | 3.51 |
| 2026-06-30 | 6,240,347 | 4,927,922 | 4,699,363 | 1.61 | 13.90 | 3.57 |
41 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-07-01 | 1 | 960841 | 2608754 |
| 2014-07-01 | 1 | 2597698 | 2608754 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.