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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #34598 · RSSD 2608754
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Grand Rapids | MI | 4 | 1 | Unavailable |
| Alma | MI | 2 | 0 | Unavailable |
| Cadillac | MI | 2 | 0 | Unavailable |
| Kalamazoo | MI | 2 | 0 | Unavailable |
| Mount Pleasant | MI | 2 | 0 | Unavailable |
| West Branch | MI | 2 | 0 | Unavailable |
| Berlin Township | MI | 1 | 0 | Unavailable |
| Clare | MI | 1 | 0 | Unavailable |
| Comstock Park | MI | 1 | 0 | Unavailable |
| East Lansing | MI | 1 | 0 | Unavailable |
| Fairview | MI | 1 | 0 | Unavailable |
| Holland | MI | 1 | 0 | Unavailable |
| Howard City | MI | 1 | 0 | Unavailable |
| Ionia | MI | 1 | 0 | Unavailable |
| Ithaca | MI | 1 | 0 | Unavailable |
| Lakeview | MI | 1 | 0 | Unavailable |
| Lowell | MI | 1 | 0 | Unavailable |
| Merrill | MI | 1 | 0 | Unavailable |
| Midland | MI | 1 |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 2608763 · 1997-12-15 to current
Unresolved entityRSSD 5909247 · 2023-04-25 to 2023-12-30
Unresolved entityRSSD 3451779 · 2014-07-01 to 2015-08-13
Unresolved entityRSSD 3241390 · 2007-06-30 to current
Unresolved entityRSSD 3241411 · 2004-01-01 to 2012-12-31
Unresolved entityRSSD 3241390 · 2003-12-31 to 2007-06-29
Unresolved entityRSSD 3241327 · 2003-12-31 to 2020-12-17
2014-07-01RSSD 2597698 → 2608754 · code 1
2014-07-01RSSD 960841 → 2608754 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $6.2B | $4.9B | $4.7B | 1.61% | 13.90% | 3.57% |
| 2026-03-31 | $6.4B | $5.0B | $4.6B | 1.51% | 13.13% | 3.51% |
| 2025-12-31 | $6.2B | $4.9B | $4.6B | 1.61% | 13.86% | 3.62% |
| 2025-09-30 | $6.2B | $4.8B | $4.6B | 1.62% | 13.93% | 3.62% |
| 2025-06-30 | $6.1B | $4.7B | $4.7B | 1.57% | 13.57% | 3.58% |
| 2025-03-31 | $6.1B | $4.7B | $4.6B | 1.48% | 12.87% | 3.56% |
| 2024-12-31 | $6.0B | $4.7B | $4.6B | 1.59% | 13.62% | 3.77% |
| 2024-09-30 | $5.9B | $4.5B | $4.5B | 1.64% | 13.98% | 3.82% |
| 2024-06-30 | $5.5B | $4.2B | $4.4B | 1.69% | 14.35% | 3.87% |
| 2024-03-31 | $5.4B | $4.0B | $4.3B | 1.81% | 15.36% | 3.93% |
| 2023-12-31 | $5.3B | $3.9B | $4.3B | 1.82% | 15.91% | 4.25% |
| 2023-09-30 | $5.2B | $3.9B | $4.1B | 1.86% | 16.38% | 4.29% |
| 2023-06-30 | $5.1B | $3.8B | $4.0B | 1.88% | 16.47% | 4.32% |
| 2023-03-31 | $4.9B | $3.6B | $3.9B | 1.94% | 16.92% | 4.43% |
| 2022-12-31 | $4.9B | $3.7B | $3.9B | 1.39% | 13.10% | 3.47% |
| 2022-09-30 | $5.0B | $3.9B | $3.9B | 1.20% | 11.48% | 3.12% |
| 2022-06-30 | $5.0B | $3.9B | $3.7B | 1.07% | 10.23% | 2.81% |
| 2022-03-31 | $5.2B | $4.0B | $3.5B | 1.05% | 10.04% | 2.63% |
| 2021-12-31 | $5.2B | $4.1B | $3.4B | 1.35% | 13.44% | 2.80% |
| 2021-09-30 | $4.9B | $3.9B | $3.3B | 1.45% | 14.55% | 2.82% |
| 2021-06-30 | $4.7B | $3.7B | $3.2B | 1.51% | 15.01% | 2.84% |
| 2021-03-31 | $4.7B | $3.7B | $3.4B | 1.36% | 13.52% | 2.81% |
| 2020-12-31 | $4.4B | $3.4B | $3.2B | 1.22% | 11.10% | 3.28% |
| 2020-09-30 | $4.4B | $3.4B | $3.3B | 1.15% | 10.33% | 3.31% |
| 2020-06-30 | $4.3B | $3.3B | $3.3B | 1.16% | 10.09% | 3.48% |
| 2020-03-31 | $3.6B | $2.7B | $2.9B | 1.34% | 11.02% | 3.69% |
| 2019-12-31 | $3.6B | $2.7B | $2.8B | 1.57% | 13.27% | 3.89% |
| 2019-09-30 | $3.7B | $2.8B | $2.9B | 1.54% | 13.20% | 3.91% |
| 2019-06-30 | $3.6B | $2.6B | $2.9B | 1.54% | 13.15% | 3.94% |
| 2019-03-31 | $3.5B | $2.6B | $2.8B | 1.56% | 13.43% | 3.96% |
| 2018-12-31 | $3.3B | $2.5B | $2.7B | 1.45% | 12.19% | 4.05% |
| 2018-09-30 | $3.3B | $2.5B | $2.7B | 1.41% | 11.83% | 4.03% |
| 2018-06-30 | $3.3B | $2.5B | $2.6B | 1.41% | 11.89% | 4.03% |
| 2018-03-31 | $3.3B | $2.5B | $2.5B | 1.50% | 12.70% | 4.08% |
| 2017-12-31 | $3.3B | $2.5B | $2.5B | 1.06% | 8.84% | 3.88% |
| 2017-09-30 | $3.2B | $2.5B | $2.5B | 1.13% | 9.40% | 3.87% |
| 2017-06-30 | $3.1B | $2.4B | $2.5B | 1.11% | 9.15% | 3.82% |
| 2017-03-31 | $3.0B | $2.3B | $2.4B | 1.14% | 9.38% | 3.74% |
| 2016-12-31 | $3.1B | $2.4B | $2.4B | 1.12% | 8.99% | 3.96% |
| 2016-09-30 | $3.0B | $2.3B | $2.4B | 1.10% | 8.76% | 3.99% |
| 2016-06-30 | $3.0B | $2.3B | $2.4B | 1.07% | 8.47% | 4.04% |
| 2016-03-31 | $2.9B | $2.3B | $2.3B | 1.01% | 7.97% | 3.99% |
| 0 |
| Unavailable |
| Otisco Township | MI | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2014-07-01: RSSD 2597698 → 2608754 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 2 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MI | $4.7B | 1.56% | 10 | Continuing · +0.22 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.