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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Winona, MN · FDIC certificate #8866 · RSSD 779351
MERCHANTS BANK NATIONAL ASSN is an FDIC-insured institution based in Winona, MN (FDIC certificate #8866). In its Q2 2026 Call Report it reported total assets of $2.9B, total deposits of $2.5B and net loans of $2.0B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for MERCHANTS BANK NATIONAL ASSN from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.46% |
|---|---|
| Equity to assets | 11.94% |
| Noncurrent loans ratio | 0.53% |
| Nonaccrual loans ratio | 0.53% |
| Loan to deposit ratio | 82.54% |
| Liquid assets ratio | 22.54% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $2.5B |
| Net loans and leases | $2.0B |