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Regulatory profile
Winona, MN · FDIC certificate #8866 · RSSD 779351
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.9B | $2.5B | $2.0B | 1.23% | 10.53% | 3.65% |
| 2026-03-31 | $2.9B | $2.6B | $2.0B | 1.22% | 10.54% | 3.55% |
| 2025-12-31 | $2.9B | $2.5B | $2.0B | 1.23% | 10.82% | 3.40% |
| 2025-09-30 | $2.8B | $2.5B | $2.0B | 1.20% | 10.58% | 3.35% |
| 2025-06-30 | $2.8B | $2.4B | $2.1B | 1.11% | 9.94% | 3.27% |
| 2025-03-31 | $2.8B | $2.4B | $2.1B | 1.01% | 9.16% | 3.35% |
| 2024-12-31 | $2.8B | $2.4B | $2.1B | 0.78% | 6.87% | 3.48% |
| 2024-09-30 | $2.7B | $2.3B | $2.1B | 0.82% | 7.17% | 3.46% |
| 2024-06-30 | $2.6B | $2.3B | $2.2B | 0.88% | 7.76% | 3.42% |
| 2024-03-31 | $2.6B | $2.2B | $2.2B | 0.93% | 8.23% | 3.31% |
| 2023-12-31 | $2.6B | $2.2B | $2.1B | 1.12% | 9.79% | 3.81% |
| 2023-09-30 | $2.5B | $2.2B | $2.1B | 1.19% | 10.30% | 3.89% |
| 2023-06-30 | $2.5B | $2.1B | $2.0B | 1.22% | 10.70% | 3.92% |
| 2023-03-31 | $2.5B | $2.2B | $1.9B | 1.26% | 11.25% | 3.97% |
| 2022-12-31 | $2.6B | $2.3B | $1.9B | 1.22% | 12.00% | 3.63% |
| 2022-09-30 | $2.6B | $2.3B | $1.8B | 1.17% | 11.67% | 3.45% |
| 2022-06-30 | $2.6B | $2.3B | $1.7B | 1.08% | 11.00% | 3.21% |
| 2022-03-31 | $2.8B | $2.5B | $1.6B | 1.12% | 11.62% | 3.03% |
| 2021-12-31 | $2.8B | $2.5B | $1.6B | 1.19% | 12.09% | 3.32% |
| 2021-09-30 | $2.7B | $2.4B | $1.6B | 1.35% | 13.64% | 3.43% |
| 2021-06-30 | $2.7B | $2.4B | $1.7B | 1.44% | 14.67% | 3.42% |
| 2021-03-31 | $2.7B | $2.4B | $1.7B | 1.54% | 15.74% | 3.58% |
| 2020-12-31 | $2.5B | $2.2B | $1.8B | 1.00% | 9.67% | 3.87% |
| 2020-09-30 | $2.6B | $2.3B | $1.9B | 0.95% | 9.09% | 3.80% |
| 2020-06-30 | $2.4B | $2.1B | $1.9B | 0.87% | 8.07% | 3.93% |
| 2020-03-31 | $1.9B | $1.6B | $1.5B | 0.94% | 8.77% | 4.16% |
| 2019-12-31 | $1.9B | $1.6B | $1.6B | 1.24% | 10.57% | 4.45% |
| 2019-09-30 | $1.9B | $1.6B | $1.5B | 1.21% | 10.07% | 4.43% |
| 2019-06-30 | $1.8B | $1.5B | $1.5B | 1.16% | 9.31% | 4.43% |
| 2019-03-31 | $1.7B | $1.5B | $1.4B | 0.93% | 7.48% | 4.29% |
| 2018-12-31 | $1.8B | $1.4B | $1.4B | 1.27% | 10.39% | 4.31% |
| 2018-09-30 | $1.7B | $1.4B | $1.4B | 1.22% | 9.93% | 4.31% |
| 2018-06-30 | $1.7B | $1.4B | $1.4B | 1.23% | 10.02% | 4.28% |
| 2018-03-31 | $1.7B | $1.4B | $1.4B | 1.09% | 8.86% | 4.20% |
| 2017-12-31 | $1.7B | $1.4B | $1.4B | 1.37% | 11.60% | 4.27% |
| 2017-09-30 | $1.7B | $1.4B | $1.4B | 0.81% | 6.94% | 4.25% |
| 2017-06-30 | $1.7B | $1.4B | $1.4B | 0.82% | 7.07% | 4.16% |
| 2017-03-31 | $1.6B | $1.3B | $1.3B | 0.61% | 5.22% | 4.04% |
| 2016-12-31 | $1.6B | $1.4B | $1.3B | 0.98% | 8.63% | 4.30% |
| 2016-09-30 | $1.7B | $1.3B | $1.3B | 0.89% | 7.90% | 4.28% |
| 2016-06-30 | $1.7B | $1.3B | $1.3B | 0.88% | 7.87% | 4.25% |
| 2016-03-31 | $1.6B | $1.3B | $1.3B | 0.89% | 7.92% | 4.21% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1128769 · 1989-12-31 to current
Unmatched RSSD entityRSSD 1128769 · 1984-11-30 to 1989-12-30
2020-05-16RSSD 782351 → 779351 · code 1
2016-01-01RSSD 1976791 → 779351 · code 1
2009-06-27RSSD 3132667 → 779351 · code 1
2009-06-27RSSD 109855 → 779351 · code 1
2007-09-21RSSD 81054 → 779351 · code 1
2007-09-21RSSD 110057 → 779351 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.