Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,468,454 | 2,235,538 | 1,620,080 | 1.07 | 12.39 | 2.32 |
| 2016-06-30 | 2,506,433 | 2,247,898 | 1,684,786 | 1.25 | 14.18 | 2.39 |
| 2016-09-30 | 3,072,079 | 2,785,387 | 1,976,979 | 1.44 | 16.67 | 2.40 |
| 2016-12-31 | 2,717,742 | 2,428,910 | 1,700,237 | 1.44 | 16.41 | 2.46 |
| 2017-03-31 | 2,799,862 | 2,502,268 | 1,723,045 | 1.50 | 16.01 | 2.31 |
| 2017-06-30 | 3,090,564 | 2,774,850 | 2,048,543 | 1.85 | 20.10 | 2.41 |
| 2017-09-30 | 3,236,566 | 2,903,898 | 2,061,644 | 1.73 | 18.96 | 2.52 |
| 2017-12-31 | 3,394,682 | 2,950,968 | 2,363,316 | 1.99 | 20.28 | 2.56 |
| 2018-03-31 | 3,626,859 | 3,025,646 | 2,602,607 | 1.91 | 16.05 | 2.57 |
| 2018-06-30 | 3,736,436 | 3,138,827 | 2,734,074 | 1.91 | 16.09 | 2.65 |
| 2018-09-30 | 3,760,689 | 3,266,341 | 2,873,588 | 1.95 | 16.30 | 2.72 |
| 2018-12-31 | 3,710,275 | 3,100,426 | 2,792,485 | 1.92 | 16.14 | 2.74 |
| 2019-03-31 | 3,802,502 | 2,991,044 | 2,933,001 | 1.19 | 9.82 | 2.72 |
| 2019-06-30 | 5,107,485 | 4,529,061 | 4,139,183 | 1.35 | 11.91 | 2.61 |
| 2019-09-30 | 6,145,258 | 5,354,641 | 5,096,389 | 1.40 | 12.84 | 2.52 |
| 2019-12-31 | 6,167,493 | 5,315,712 | 4,944,989 | 1.58 | 14.74 | 2.55 |
| 2020-03-31 | 7,687,692 | 6,554,234 | 6,580,368 | 1.46 | 15.73 | 2.25 |
| 2020-06-30 | 9,220,193 | 6,732,234 | 8,347,834 | 1.75 | 20.44 | 2.37 |
| 2020-09-30 | 9,308,761 | 6,907,559 | 8,362,152 | 2.02 | 24.13 | 2.60 |
| 2020-12-31 | 9,410,173 | 7,218,172 | 8,715,439 | 2.19 | 26.17 | 2.73 |
| 2021-03-31 | 9,450,338 | 7,922,521 | 8,667,404 | 2.62 | 28.92 | 3.11 |
| 2021-06-30 | 9,623,118 | 7,855,786 | 8,635,482 | 2.38 | 24.96 | 2.92 |
| 2021-09-30 | 10,674,517 | 8,757,745 | 9,296,766 | 2.34 | 24.19 | 2.84 |
| 2021-12-31 | 10,994,199 | 8,795,024 | 9,394,168 | 2.26 | 23.20 | 2.81 |
| 2022-03-31 | 9,364,440 | 7,283,061 | 8,357,832 | 1.97 | 17.97 | 2.62 |
| 2022-06-30 | 10,824,412 | 8,123,093 | 9,909,566 | 1.98 | 18.19 | 2.69 |
| 2022-09-30 | 11,712,742 | 10,166,197 | 9,693,159 | 2.00 | 18.18 | 2.82 |
| 2022-12-31 | 12,354,380 | 9,925,223 | 10,288,369 | 1.97 | 17.81 | 2.93 |
| 2023-03-31 | 13,954,950 | 11,163,618 | 11,399,783 | 1.63 | 15.35 | 3.12 |
| 2023-06-30 | 15,571,813 | 12,879,192 | 12,967,783 | 1.70 | 16.55 | 3.02 |
| 2023-09-30 | 16,169,863 | 12,805,529 | 13,601,946 | 1.83 | 18.01 | 3.04 |
| 2023-12-31 | 16,635,872 | 13,870,507 | 13,202,729 | 1.84 | 18.26 | 3.07 |
| 2024-03-31 | 17,739,648 | 14,018,401 | 14,336,812 | 2.02 | 20.53 | 3.10 |
| 2024-06-30 | 18,184,645 | 14,966,530 | 14,626,282 | 1.88 | 18.80 | 3.07 |
| 2024-09-30 | 18,593,873 | 12,939,577 | 14,502,747 | 1.71 | 16.92 | 3.08 |
| 2024-12-31 | 18,622,251 | 11,979,302 | 14,553,718 | 1.81 | 17.54 | 3.08 |
| 2025-03-31 | 18,740,858 | 12,468,176 | 14,716,974 | 1.27 | 11.34 | 2.81 |
| 2025-06-30 | 19,083,804 | 12,751,155 | 14,940,309 | 1.05 | 9.41 | 2.87 |
| 2025-09-30 | 19,296,676 | 13,998,493 | 15,059,335 | 1.09 | 9.74 | 2.87 |
| 2025-12-31 | 19,390,856 | 13,101,471 | 15,444,488 | 1.20 | 10.59 | 2.94 |
| 2026-03-31 | 20,263,028 | 13,040,979 | 16,546,570 | 1.41 | 12.46 | 2.84 |
| 2026-06-30 | 21,170,764 | 14,341,536 | 17,286,113 | 1.49 | 13.29 | 2.86 |
8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-01-27 | 1 | 948036 | 963945 |
| 2009-01-01 | 1 | 3349429 | 963945 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.