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Regulatory profile
Carmel, IN · FDIC certificate #8056 · RSSD 963945
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$10B–$50B asset cohort · 112 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 107 verified constituents for the same filing period.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $21.2B | $14.3B | $17.3B | 1.49% | 13.29% | 2.86% |
| 2026-03-31 | $20.3B | $13.0B | $16.5B | 1.41% | 12.46% | 2.84% |
| 2025-12-31 | $19.4B | $13.1B | $15.4B | 1.20% | 10.59% | 2.94% |
| 2025-09-30 | $19.3B | $14.0B | $15.1B | 1.09% | 9.74% | 2.87% |
| 2025-06-30 | $19.1B | $12.8B | $14.9B | 1.05% | 9.41% | 2.87% |
| 2025-03-31 | $18.7B | $12.5B | $14.7B | 1.27% | 11.34% | 2.81% |
| 2024-12-31 | $18.6B | $12.0B | $14.6B | 1.81% | 17.54% | 3.08% |
| 2024-09-30 | $18.6B | $12.9B | $14.5B | 1.71% | 16.92% | 3.08% |
| 2024-06-30 | $18.2B | $15.0B | $14.6B | 1.88% | 18.80% | 3.07% |
| 2024-03-31 | $17.7B | $14.0B | $14.3B | 2.02% | 20.53% | 3.10% |
| 2023-12-31 | $16.6B | $13.9B | $13.2B | 1.84% | 18.26% | 3.07% |
| 2023-09-30 | $16.2B | $12.8B | $13.6B | 1.83% | 18.01% | 3.04% |
| 2023-06-30 | $15.6B | $12.9B | $13.0B | 1.70% | 16.55% | 3.02% |
| 2023-03-31 | $14.0B | $11.2B | $11.4B | 1.63% | 15.35% | 3.12% |
| 2022-12-31 | $12.4B | $9.9B | $10.3B | 1.97% | 17.81% | 2.93% |
| 2022-09-30 | $11.7B | $10.2B | $9.7B | 2.00% | 18.18% | 2.82% |
| 2022-06-30 | $10.8B | $8.1B | $9.9B | 1.98% | 18.19% | 2.69% |
| 2022-03-31 | $9.4B | $7.3B | $8.4B | 1.97% | 17.97% | 2.62% |
| 2021-12-31 | $11.0B | $8.8B | $9.4B | 2.26% | 23.20% | 2.81% |
| 2021-09-30 | $10.7B | $8.8B | $9.3B | 2.34% | 24.19% | 2.84% |
| 2021-06-30 | $9.6B | $7.9B | $8.6B | 2.38% | 24.96% | 2.92% |
| 2021-03-31 | $9.5B | $7.9B | $8.7B | 2.62% | 28.92% | 3.11% |
| 2020-12-31 | $9.4B | $7.2B | $8.7B | 2.19% | 26.17% | 2.73% |
| 2020-09-30 | $9.3B | $6.9B | $8.4B | 2.02% | 24.13% | 2.60% |
| 2020-06-30 | $9.2B | $6.7B | $8.3B | 1.75% | 20.44% | 2.37% |
| 2020-03-31 | $7.7B | $6.6B | $6.6B | 1.46% | 15.73% | 2.25% |
| 2019-12-31 | $6.2B | $5.3B | $4.9B | 1.58% | 14.74% | 2.55% |
| 2019-09-30 | $6.1B | $5.4B | $5.1B | 1.40% | 12.84% | 2.52% |
| 2019-06-30 | $5.1B | $4.5B | $4.1B | 1.35% | 11.91% | 2.61% |
| 2019-03-31 | $3.8B | $3.0B | $2.9B | 1.19% | 9.82% | 2.72% |
| 2018-12-31 | $3.7B | $3.1B | $2.8B | 1.92% | 16.14% | 2.74% |
| 2018-09-30 | $3.8B | $3.3B | $2.9B | 1.95% | 16.30% | 2.72% |
| 2018-06-30 | $3.7B | $3.1B | $2.7B | 1.91% | 16.09% | 2.65% |
| 2018-03-31 | $3.6B | $3.0B | $2.6B | 1.91% | 16.05% | 2.57% |
| 2017-12-31 | $3.4B | $3.0B | $2.4B | 1.99% | 20.28% | 2.56% |
| 2017-09-30 | $3.2B | $2.9B | $2.1B | 1.73% | 18.96% | 2.52% |
| 2017-06-30 | $3.1B | $2.8B | $2.0B | 1.85% | 20.10% | 2.41% |
| 2017-03-31 | $2.8B | $2.5B | $1.7B | 1.50% | 16.01% | 2.31% |
| 2016-12-31 | $2.7B | $2.4B | $1.7B | 1.44% | 16.41% | 2.46% |
| 2016-09-30 | $3.1B | $2.8B | $2.0B | 1.44% | 16.67% | 2.40% |
| 2016-06-30 | $2.5B | $2.2B | $1.7B | 1.25% | 14.18% | 2.39% |
| 2016-03-31 | $2.5B | $2.2B | $1.6B | 1.07% | 12.39% | 2.32% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
MERCHANTS BANCORPRSSD 3530786 · 2007-02-28 to current
Unmatched RSSD entityRSSD 1210637 · 1988-01-21 to 1989-03-29
2024-01-27RSSD 948036 → 963945 · code 1
2009-01-01RSSD 3349429 → 963945 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.