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Regulatory profile
Pell City, AL · FDIC certificate #27510 · RSSD 1394621
METRO BANK is an FDIC-insured institution based in Pell City, AL (FDIC certificate #27510). In its Q2 2026 Call Report it reported total assets of $1.2B, total deposits of $1.0B and net loans of $0.6B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for METRO BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 14.41% |
|---|---|
| Noncurrent loans ratio | 1.18% |
| Nonaccrual loans ratio | 1.17% |
| Loan to deposit ratio | 59.11% |
| Liquid assets ratio | 45.80% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.0B |
| Net loans and leases | $0.6B |