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Regulatory profile
Pell City, AL · FDIC certificate #27510 · RSSD 1394621
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.0B | $0.6B | 1.41% | 10.08% | 3.50% |
| 2026-03-31 | $1.2B | $1.0B | $0.6B | 1.17% | 8.43% | 3.36% |
| 2025-12-31 | $1.2B | $1.0B | $0.6B | 1.57% | 11.55% | 3.65% |
| 2025-09-30 | $1.1B | $1.0B | $0.6B | 1.62% | 11.94% | 3.66% |
| 2025-06-30 | $1.1B | $1.0B | $0.6B | 1.58% | 11.81% | 3.59% |
| 2025-03-31 | $1.1B | $1.0B | $0.6B | 1.53% | 11.57% | 3.54% |
| 2024-12-31 | $1.1B | $1.0B | $0.6B | 1.52% | 10.99% | 3.53% |
| 2024-09-30 | $1.1B | $0.9B | $0.5B | 1.53% | 10.90% | 3.50% |
| 2024-06-30 | $1.1B | $0.9B | $0.5B | 1.48% | 10.54% | 3.50% |
| 2024-03-31 | $1.1B | $0.9B | $0.5B | 1.40% | 9.97% | 3.50% |
| 2023-12-31 | $1.0B | $0.9B | $0.5B | 1.64% | 12.09% | 3.80% |
| 2023-09-30 | $1.0B | $0.9B | $0.5B | 1.65% | 12.24% | 3.85% |
| 2023-06-30 | $1.0B | $0.9B | $0.5B | 1.72% | 12.93% | 3.87% |
| 2023-03-31 | $1.0B | $0.9B | $0.5B | 1.72% | 13.11% | 3.81% |
| 2022-12-31 | $1.0B | $0.9B | $0.5B | 1.42% | 11.19% | 3.43% |
| 2022-09-30 | $1.0B | $0.9B | $0.4B | 1.35% | 10.73% | 3.25% |
| 2022-06-30 | $1.0B | $0.9B | $0.4B | 1.22% | 9.71% | 3.06% |
| 2022-03-31 | $1.0B | $0.9B | $0.4B | 1.12% | 8.80% | 2.97% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
None matched.
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.