Regulatory profile
Oakland, CA · FDIC certificate #25869
METROPOLITAN BANK is an FDIC-insured institution based in Oakland, CA (FDIC certificate #25869). In its Q3 2026 Call Report it reported total assets of $227M, total deposits of $190M and net loans of $181M. Its primary federal regulator is FDIC.
Plain-language readout
No period-matched peer percentiles are published for METROPOLITAN BANK in Q3 2026, so no peer position is inferred.
Peer history below covers 3 quarters of METROPOLITAN BANK's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.
Peers
| Ratio | Value | Peer median | Percentile | Band | Direction |
|---|
Peers
Growth against peers is not available: it needs the same quarter a year earlier for both the bank and its peer group.
The peer figure is the change in the peer-group median, which is not the same as the median of each peer's own growth. Treat it as a guide to whether the bank is growing faster or slower than its group.
Peers
Share of the 15 closest banks by size (in the same state) that grew or shrank last quarter.
| Measure | Growing | Shrinking | Banks reporting |
|---|---|---|---|
| Total assets | 73.33% | 26.67% | 15 |
| Total deposits | 60.00% | 33.33% | 15 |
| Net loans and leases | 50.00% | 50.00% | 14 |
Quarter-over-quarter change from each bank's latest filing. A bank with no change counts in neither column. Credit events such as new nonaccrual loans need each peer's own filings and are not shown here.
Based on the 15 closest banks by size.
Peer interpretation
Under $1B asset cohort · 3148 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.