Regulatory profile
Kolonia, FM · FDIC certificate #26539
MICRONESIA is an FDIC-insured institution based in Kolonia, FM (FDIC certificate #26539). In its Q3 2026 Call Report it reported total assets of $283M, total deposits of $251M and net loans of $59M. Its primary federal regulator is FDIC.
Reported facts
MICRONESIA (FDIC certificate #26539) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $283M |
|---|---|
| Total deposits | $251M |
| Net loans and leases | $59M |
| Return on assets | 1.46% |
| Return on equity | 12.26% |
| Net interest margin | 4.38% |
| Quarterly asset change | 1.48% |
| Quarterly deposit change | 2.14% |
Plain-language readout
MICRONESIA in Kolonia, FM reported total assets of $283M, total deposits of $251M and net loans of $59M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.46%, a return on equity of 12.26%, a net interest margin of 4.38%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $283M | $251M | $59M | 1.46% | 12.26% | 4.38% |
| Q2 2026 | $278M | $245M | $60M | 1.42% | 11.56% | 4.32% |
| Q1 2026 | $265M | $230M | $61M | 1.32% | 10.39% | 4.26% |
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