Regulatory profile
Bridgeview, IL · FDIC certificate #29980
MIDLAND FS&LA is an FDIC-insured institution based in Bridgeview, IL (FDIC certificate #29980). In its Q3 2026 Call Report it reported total assets of $111M, total deposits of $99M and net loans of $49M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for MIDLAND FS&LA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $99M |
|---|---|
| Net loans and leases | $49M |
Plain-language readout
MIDLAND FS&LA in Bridgeview, IL funds its loans with $99M of deposits and holds $49M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for MIDLAND FS&LA in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 49.77% in Q3 2026, against 44.79% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $49M | $99M | 49.77% |
| Q2 2026 | $49M | $100M | 49.41% |
| Q1 2026 | $47M | $106M | 44.79% |