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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,105,183 | 988,521 | 798,036 | 1.30 | 14.30 | 4.22 |
| 2020-09-30 | 1,184,229 | 1,062,916 | 822,005 | 1.33 | 14.87 | 4.09 |
| 2020-12-31 | 1,276,708 | 1,149,017 | 795,371 | 1.38 | 15.66 | 4.01 |
| 2021-03-31 | 1,362,246 | 1,237,574 | 864,177 | 1.22 | 14.98 | 3.31 |
| 2021-06-30 | 1,421,016 | 1,280,293 | 884,629 | 1.23 | 14.71 | 3.37 |
| 2021-09-30 | 1,457,840 | 1,312,781 | 878,552 | 1.23 | 14.40 | 3.41 |
| 2021-12-31 | 1,482,100 | 1,339,494 | 872,337 | 1.28 | 14.81 | 3.39 |
| 2022-03-31 | 1,458,338 | 1,321,474 | 911,529 | 1.06 | 11.88 | 3.26 |
| 2022-06-30 | 1,422,142 | 1,290,082 | 972,874 | 1.34 | 15.12 | 3.45 |
| 2022-09-30 | 1,563,447 | 1,424,606 | 1,039,069 | 1.44 | 16.60 | 3.73 |
| 2022-12-31 | 1,492,501 | 1,344,637 | 1,054,419 | 1.59 | 18.09 | 4.04 |
| 2023-03-31 | 1,543,276 | 1,362,898 | 1,113,003 | 1.80 | 19.39 | 4.82 |
| 2023-06-30 | 1,573,898 | 1,385,394 | 1,146,112 | 1.87 | 19.85 | 4.81 |
| 2023-09-30 | 1,610,791 | 1,411,045 | 1,142,588 | 1.92 | 20.16 | 4.84 |
| 2023-12-31 | 1,643,010 | 1,437,888 | 1,192,247 | 1.91 | 19.74 | 4.82 |
| 2024-03-31 | 1,627,835 | 1,418,493 | 1,210,897 | 1.74 | 16.53 | 4.66 |
| 2024-06-30 | 1,678,278 | 1,486,227 | 1,213,090 | 1.71 | 16.21 | 4.60 |
| 2024-09-30 | 1,812,415 | 1,609,768 | 1,225,754 | 1.71 | 16.31 | 4.53 |
| 2024-12-31 | 1,854,472 | 1,651,068 | 1,271,335 | 1.70 | 16.29 | 4.43 |
| 2025-03-31 | 1,866,111 | 1,654,421 | 1,279,200 | 1.56 | 15.10 | 4.09 |
| 2025-06-30 | 1,845,462 | 1,630,522 | 1,335,279 | 1.13 | 10.87 | 4.15 |
| 2025-09-30 | 1,950,191 | 1,731,261 | 1,395,798 | 1.37 | 13.07 | 4.24 |
| 2025-12-31 | 1,884,030 | 1,657,937 | 1,438,713 | 1.46 | 13.75 | 4.32 |
| 2026-03-31 | 1,919,385 | 1,684,433 | 1,467,531 | 1.63 | 14.41 | 4.44 |
| 2026-06-30 | 2,010,002 | 1,767,556 | 1,509,256 | 1.67 | 14.70 | 4.44 |
8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-01-26 | 1 | 1877665 | 2736714 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.