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Regulatory profile
Bakersfield, CA · FDIC certificate #34805 · RSSD 2736714
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.0B | $1.8B | $1.5B | 1.67% | 14.70% | 4.44% |
| 2026-03-31 | $1.9B | $1.7B | $1.5B | 1.63% | 14.41% | 4.44% |
| 2025-12-31 | $1.9B | $1.7B | $1.4B | 1.46% | 13.75% | 4.32% |
| 2025-09-30 | $2.0B | $1.7B | $1.4B | 1.37% | 13.07% | 4.24% |
| 2025-06-30 | $1.8B | $1.6B | $1.3B | 1.13% | 10.87% | 4.15% |
| 2025-03-31 | $1.9B | $1.7B | $1.3B | 1.56% | 15.10% | 4.09% |
| 2024-12-31 | $1.9B | $1.7B | $1.3B | 1.70% | 16.29% | 4.43% |
| 2024-09-30 | $1.8B | $1.6B | $1.2B | 1.71% | 16.31% | 4.53% |
| 2024-06-30 | $1.7B | $1.5B | $1.2B | 1.71% | 16.21% | 4.60% |
| 2024-03-31 | $1.6B | $1.4B | $1.2B | 1.74% | 16.53% | 4.66% |
| 2023-12-31 | $1.6B | $1.4B | $1.2B | 1.91% | 19.74% | 4.82% |
| 2023-09-30 | $1.6B | $1.4B | $1.1B | 1.92% | 20.16% | 4.84% |
| 2023-06-30 | $1.6B | $1.4B | $1.1B | 1.87% | 19.85% | 4.81% |
| 2023-03-31 | $1.5B | $1.4B | $1.1B | 1.80% | 19.39% | 4.82% |
| 2022-12-31 | $1.5B | $1.3B | $1.1B | 1.59% | 18.09% | 4.04% |
| 2022-09-30 | $1.6B | $1.4B | $1.0B | 1.44% | 16.60% | 3.73% |
| 2022-06-30 | $1.4B | $1.3B | $1.0B | 1.34% | 15.12% | 3.45% |
| 2022-03-31 | $1.5B | $1.3B | $0.9B | 1.06% | 11.88% | 3.26% |
| 2021-12-31 | $1.5B | $1.3B | $0.9B | 1.28% | 14.81% | 3.39% |
| 2021-09-30 | $1.5B | $1.3B | $0.9B | 1.23% | 14.40% | 3.41% |
| 2021-06-30 | $1.4B | $1.3B | $0.9B | 1.23% | 14.71% | 3.37% |
| 2021-03-31 | $1.4B | $1.2B | $0.9B | 1.22% | 14.98% | 3.31% |
| 2020-12-31 | $1.3B | $1.1B | $0.8B | 1.38% | 15.66% | 4.01% |
| 2020-09-30 | $1.2B | $1.1B | $0.8B | 1.33% | 14.87% | 4.09% |
| 2020-06-30 | $1.1B | $1.0B | $0.8B | 1.30% | 14.30% | 4.22% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3108082 · 2002-06-14 to current
2013-01-26RSSD 1877665 → 2736714 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.