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Regulatory profile
Santa Barbara, CA · FDIC certificate #21956 · RSSD 514066
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.0B | $1.7B | $1.4B | 0.60% | 6.59% | 3.91% |
| 2026-03-31 | $2.0B | $1.8B | $1.4B | 0.65% | 7.27% | 3.92% |
| 2025-12-31 | $2.1B | $1.8B | $1.3B | 0.45% | 5.53% | 3.49% |
| 2025-09-30 | $2.1B | $1.9B | $1.3B | 0.42% | 5.33% | 3.40% |
| 2025-06-30 | $2.1B | $1.9B | $1.3B | 0.31% | 4.01% | 3.28% |
| 2025-03-31 | $2.1B | $1.8B | $1.3B | 0.23% | 3.04% | 3.18% |
| 2024-12-31 | $2.1B | $1.8B | $1.3B | 0.29% | 4.00% | 3.23% |
| 2024-09-30 | $2.1B | $1.8B | $1.3B | 0.34% | 4.73% | 3.24% |
| 2024-06-30 | $2.1B | $1.8B | $1.3B | 0.30% | 4.25% | 3.26% |
| 2024-03-31 | $2.1B | $1.8B | $1.2B | 0.32% | 4.63% | 3.30% |
| 2023-12-31 | $2.1B | $1.8B | $1.2B | 0.57% | 9.10% | 3.55% |
| 2023-09-30 | $2.1B | $1.9B | $1.2B | 0.64% | 10.46% | 3.61% |
| 2023-06-30 | $2.1B | $1.9B | $1.2B | 0.72% | 11.61% | 3.68% |
| 2023-03-31 | $2.1B | $1.9B | $1.2B | 0.88% | 14.60% | 3.82% |
| 2022-12-31 | $2.3B | $2.1B | $1.2B | 0.77% | 12.25% | 3.34% |
| 2022-09-30 | $2.4B | $2.2B | $1.2B | 0.77% | 11.94% | 3.19% |
| 2022-06-30 | $2.5B | $2.3B | $1.2B | 0.80% | 11.57% | 3.03% |
| 2022-03-31 | $2.4B | $2.2B | $1.2B | 0.81% | 10.77% | 2.90% |
| 2021-12-31 | $2.4B | $2.1B | $1.2B | 0.81% | 9.25% | 3.31% |
| 2021-09-30 | $2.3B | $2.1B | $1.2B | 0.74% | 8.37% | 3.26% |
| 2021-06-30 | $2.2B | $2.0B | $1.3B | 0.82% | 9.01% | 3.37% |
| 2021-03-31 | $2.1B | $1.9B | $1.4B | 0.76% | 8.23% | 3.31% |
| 2020-12-31 | $2.0B | $1.7B | $1.3B | 0.67% | 6.58% | 3.56% |
| 2020-09-30 | $1.9B | $1.7B | $1.3B | 0.73% | 7.10% | 3.64% |
| 2020-06-30 | $1.9B | $1.7B | $1.3B | 0.79% | 7.55% | 3.73% |
| 2020-03-31 | $1.6B | $1.4B | $1.1B | 0.71% | 6.54% | 3.75% |
| 2019-12-31 | $1.6B | $1.4B | $1.0B | 0.66% | 6.05% | 3.91% |
| 2019-09-30 | $1.5B | $1.3B | $1.0B | 0.74% | 6.79% | 3.98% |
| 2019-06-30 | $1.5B | $1.4B | $1.0B | 0.77% | 7.08% | 3.95% |
| 2019-03-31 | $1.5B | $1.3B | $0.9B | 0.76% | 7.15% | 3.96% |
| 2018-12-31 | $1.5B | $1.3B | $0.9B | 1.43% | 13.33% | 4.14% |
| 2018-09-30 | $1.4B | $1.2B | $0.9B | 1.67% | 15.60% | 4.17% |
| 2018-06-30 | $1.4B | $1.2B | $0.9B | 1.87% | 17.57% | 4.14% |
| 2018-03-31 | $1.4B | $1.2B | $0.9B | 2.73% | 25.90% | 4.04% |
| 2017-12-31 | $1.4B | $1.2B | $0.9B | 1.30% | 12.46% | 4.15% |
| 2017-09-30 | $1.3B | $1.2B | $0.9B | 1.22% | 11.69% | 4.11% |
| 2017-06-30 | $1.3B | $1.2B | $0.9B | 1.21% | 11.72% | 4.12% |
| 2017-03-31 | $1.3B | $1.2B | $0.9B | 1.38% | 13.42% | 4.22% |
| 2016-12-31 | $1.3B | $1.2B | $0.9B | 1.13% | 10.63% | 3.93% |
| 2016-09-30 | $1.3B | $1.1B | $0.8B | 1.15% | 10.65% | 3.90% |
| 2016-06-30 | $1.3B | $1.1B | $0.7B | 1.15% | 10.69% | 3.85% |
| 2016-03-31 | $1.3B | $1.1B | $0.7B | 1.15% | 10.97% | 3.83% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1138919 · 1986-08-29 to current
2001-10-01RSSD 1934876 → 514066 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.