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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Montezuma, IA · FDIC certificate #1860
MONTEZUMA STATE BANK is an FDIC-insured institution based in Montezuma, IA (FDIC certificate #1860). In its Q3 2026 Call Report it reported total assets of $56M, total deposits of $48M and net loans of $23M. Its primary federal regulator is FDIC.
Reported facts
MONTEZUMA STATE BANK (FDIC certificate #1860) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $56M |
|---|---|
| Total deposits | $48M |
| Net loans and leases | $23M |
| Return on assets | 1.64% |
| Return on equity | 11.45% |
| Net interest margin | 3.82% |
| Quarterly asset change | 2.63% |
| Quarterly deposit change | 3.96% |
Plain-language readout
MONTEZUMA STATE BANK in Montezuma, IA reported total assets of $56M, total deposits of $48M and net loans of $23M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.64%, a return on equity of 11.45%, a net interest margin of 3.82%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $56M | $48M | $23M | 1.64% | 11.45% | 3.82% |
| Q2 2026 | $55M | $46M | $23M | 1.75% | 12.08% | 3.97% |
| Q1 2026 | $56M | $48M | $22M | 1.63% | 11.35% | 3.88% |
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