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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #292 · RSSD 266945
MONTICELLO BANKING CO is an FDIC-insured institution (FDIC certificate #292). In its Q2 2026 Call Report it reported total assets of $1.1B, total deposits of $0.9B and net loans of $0.8B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for MONTICELLO BANKING CO from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 8.65% |
|---|---|
| Noncurrent loans ratio | 0.11% |
| Nonaccrual loans ratio | 0.08% |
| Loan to deposit ratio | 83.80% |
| Liquid assets ratio | 21.60% |
| Brokered deposit ratio | 3.38% |
| Total deposits | $0.9B |
| Net loans and leases | $0.8B |