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Regulatory profile
Monticello, KY · FDIC certificate #292 · RSSD 266945
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.1B | $0.9B | $0.8B | 0.97% | 11.18% | 3.68% |
| 2026-03-31 | $1.1B | $0.9B | $0.8B | 0.95% | 11.02% | 3.62% |
| 2025-12-31 | $1.1B | $0.9B | $0.8B | 1.08% | 13.66% | 3.45% |
| 2025-09-30 | $1.1B | $0.9B | $0.8B | 1.00% | 12.82% | 3.39% |
| 2025-06-30 | $1.2B | $1.0B | $0.8B | 0.98% | 12.65% | 3.34% |
| 2025-03-31 | $1.2B | $0.9B | $0.8B | 0.90% | 11.63% | 3.25% |
| 2024-12-31 | $1.2B | $0.9B | $0.8B | 0.72% | 10.04% | 2.85% |
| 2024-09-30 | $1.2B | $0.9B | $0.8B | 0.61% | 8.66% | 2.76% |
| 2024-06-30 | $1.2B | $0.9B | $0.8B | 0.57% | 8.38% | 2.68% |
| 2024-03-31 | $1.2B | $0.9B | $0.9B | 0.52% | 7.82% | 2.62% |
| 2023-12-31 | $1.2B | $0.9B | $0.8B | 0.75% | 13.26% | 2.88% |
| 2023-09-30 | $1.2B | $0.9B | $0.8B | 0.75% | 13.55% | 2.93% |
| 2023-06-30 | $1.2B | $0.9B | $0.8B | 0.80% | 14.29% | 2.99% |
| 2023-03-31 | $1.2B | $0.9B | $0.8B | 0.80% | 14.26% | 3.05% |
| 2022-12-31 | $1.2B | $0.9B | $0.8B | 1.23% | 19.03% | 3.46% |
| 2022-09-30 | $1.1B | $1.0B | $0.7B | 1.19% | 17.74% | 3.48% |
| 2022-06-30 | $1.1B | $1.0B | $0.7B | 1.18% | 16.11% | 3.42% |
| 2022-03-31 | $1.0B | $0.9B | $0.7B | 1.07% | 12.93% | 3.35% |
| 2021-12-31 | $1.0B | $0.9B | $0.6B | 1.25% | 13.36% | 3.53% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1097922 · 1995-06-30 to current
Unmatched RSSD entityRSSD 1097922 · 1984-12-31 to 1995-06-29
Unmatched RSSD entityRSSD 1097922 · 1983-12-31 to 1984-12-30
Unmatched RSSD entityRSSD 1097922 · 1982-08-12 to 1983-12-30
2018-09-08RSSD 3897434 → 266945 · code 1
2017-03-18RSSD 146618 → 266945 · code 1
2002-09-09RSSD 809744 → 266945 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.