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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Salt Lake City, UT · FDIC certificate #32992 · RSSD 1456501
MORGAN STANLEY BANK NA is an FDIC-insured institution based in Salt Lake City, UT (FDIC certificate #32992). In its Q3 2026 Call Report it reported total assets of $430.1B, total deposits of $276.2B and net loans of $120.0B. Its primary federal regulator is OCC. Its current parent is MORGAN STANLEY CAPITAL MANAGEMENT, LLC.
Reported facts
MORGAN STANLEY BANK NA (FDIC certificate #32992) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $430.1B |
|---|---|
| Total deposits | $276.2B |
| Net loans and leases | $120.0B |
| Return on assets | 1.55% |
| Return on equity | 15.47% |
| Net interest margin | 1.40% |
| Quarterly asset change | 2.58% |
| Quarterly deposit change | -0.99% |
Plain-language readout
MORGAN STANLEY BANK NA in Salt Lake City, UT reported total assets of $430.1B, total deposits of $276.2B and net loans of $120.0B in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.55%, a return on equity of 15.47%, a net interest margin of 1.40%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
Total assets rose 72.3% over the past four quarters, from $249.7B in Q3 2025 to $430.1B in Q3 2026. Total deposits rose 37.0% over the past four quarters, from $201.6B in Q3 2025 to $276.2B in Q3 2026. Net loans rose 18.6% over the past four quarters, from $101.2B in Q3 2025 to $120.0B in Q3 2026.
Total assets rose 141.9% over the past five years, from $177.8B in Q3 2021 to $430.1B in Q3 2026. Total deposits rose 77.5% over the past five years, from $155.6B in Q3 2021 to $276.2B in Q3 2026. Net loans rose 74.6% over the past five years, from $68.7B in Q3 2021 to $120.0B in Q3 2026.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $430.1B | $276.2B | $120.0B | 1.55% | 15.47% | 1.40% |
| Q2 2026 | $419.3B | $278.9B | $114.5B | 1.56% | 15.33% | 1.53% |
| Q1 2026 | $391.3B | $254.3B | $113.1B | 1.65% | 15.71% | 1.68% |
| Q4 2025 | $253.3B | $205.1B | $101.3B | 1.86% | 18.47% | 1.93% |
| Q3 2025 | $249.7B | $201.6B | $101.2B | 1.88% | 18.68% | 1.97% |
| Q2 2025 | $239.2B | $192.9B | $94.7B | 1.95% | 19.52% | 2.00% |
| Q1 2025 | $234.5B | $187.1B | $93.0B | 1.92% | 19.60% | 1.96% |
| Q4 2024 | $230.7B | $187.1B | $84.4B | 2.16% | 20.47% | 2.39% |
| Q3 2024 | $224.9B | $180.2B | $81.3B | 2.21% | 20.44% | 2.47% |
| Q2 2024 | $211.5B | $172.2B | $82.4B | 2.34% | 21.74% | 2.51% |
| Q1 2024 | $212.7B | $175.9B | $76.5B | 2.39% | 22.42% | 2.47% |
| Q4 2023 | $209.0B | $175.9B | $79.0B | 2.20% | 21.50% | 2.68% |
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