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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Walden, CO · FDIC certificate #17411
MOUNTAIN VALLEY BANK is an FDIC-insured institution based in Walden, CO (FDIC certificate #17411). In its Q3 2026 Call Report it reported total assets of $550M, total deposits of $434M and net loans of $404M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for MOUNTAIN VALLEY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $434M |
|---|---|
| Net loans and leases | $404M |
Plain-language readout
MOUNTAIN VALLEY BANK in Walden, CO funds its loans with $434M of deposits and holds $404M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for MOUNTAIN VALLEY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 93.12% in Q3 2026, against 91.57% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $404M | $434M | 93.12% |
| Q2 2026 | $406M | $445M | 91.07% |
| Q1 2026 | $410M | $447M | 91.57% |