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Regulatory profile
North Adams, MA · FDIC certificate #90253 · RSSD 97804
MOUNTAINONE BANK is an FDIC-insured institution based in North Adams, MA (FDIC certificate #90253). In its Q2 2026 Call Report it reported total assets of $1.1B, total deposits of $0.8B and net loans of $0.8B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for MOUNTAINONE BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 16.76% |
|---|---|
| Equity to assets | 15.79% |
| Noncurrent loans ratio | 1.06% |
| Nonaccrual loans ratio | 1.05% |
| Loan to deposit ratio | 108.07% |
| Liquid assets ratio | 13.53% |
| Brokered deposit ratio | 19.50% |
| Total deposits | $0.8B |
| Net loans and leases | $0.8B |