Regulatory profile
Chicago, IL · FDIC certificate #28302
MUTUAL FEDERAL BANK is an FDIC-insured institution based in Chicago, IL (FDIC certificate #28302). In its Q3 2026 Call Report it reported total assets of $96M, total deposits of $63M and net loans of $82M. Its primary federal regulator is OCC.
Reported facts
MUTUAL FEDERAL BANK (FDIC certificate #28302) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $96M |
|---|---|
| Total deposits | $63M |
| Net loans and leases | $82M |
| Return on assets | 0.62% |
| Return on equity | 3.81% |
| Net interest margin | 3.81% |
| Quarterly asset change | -0.47% |
| Quarterly deposit change | -1.07% |
Plain-language readout
MUTUAL FEDERAL BANK in Chicago, IL reported total assets of $96M, total deposits of $63M and net loans of $82M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.62%, a return on equity of 3.81%, a net interest margin of 3.81%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $96M | $63M | $82M | 0.62% | 3.81% | 3.81% |
| Q2 2026 | $97M | $64M | $82M | 0.61% | 3.74% | 3.78% |
| Q1 2026 | $98M | $62M | $85M | 0.59% | 3.64% | 3.71% |
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