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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Chicago, IL · FDIC certificate #28302
MUTUAL FEDERAL BANK is an FDIC-insured institution based in Chicago, IL (FDIC certificate #28302). In its Q3 2026 Call Report it reported total assets of $96M, total deposits of $63M and net loans of $82M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for MUTUAL FEDERAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $63M |
|---|---|
| Net loans and leases | $82M |
Plain-language readout
MUTUAL FEDERAL BANK in Chicago, IL funds its loans with $63M of deposits and holds $82M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for MUTUAL FEDERAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 130.41% in Q3 2026, against 136.22% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $82M | $63M | 130.41% |
| Q2 2026 | $82M | $64M | 129.80% |
| Q1 2026 | $85M | $62M | 136.22% |