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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,430,295 | 1,095,846 | 1,166,034 | 0.81 | 8.08 | 3.49 |
| 2016-06-30 | 1,482,761 | 1,073,617 | 1,210,086 | 0.89 | 8.84 | 3.43 |
| 2016-09-30 | 1,465,928 | 1,130,752 | 1,190,032 | 0.91 | 8.94 | 3.41 |
| 2016-12-31 | 1,415,232 | 1,114,716 | 1,133,939 | 0.90 | 8.58 | 3.43 |
| 2017-03-31 | 1,431,246 | 1,138,896 | 1,139,331 | 0.73 | 6.23 | 3.32 |
| 2017-06-30 | 1,501,902 | 1,105,039 | 1,200,455 | 0.82 | 7.03 | 3.35 |
| 2017-09-30 | 1,465,768 | 1,169,441 | 1,154,128 | 0.86 | 7.40 | 3.42 |
| 2017-12-31 | 1,528,130 | 1,163,484 | 1,162,857 | 0.81 | 6.99 | 3.45 |
| 2018-03-31 | 1,575,825 | 1,157,789 | 1,198,386 | 0.96 | 8.47 | 3.39 |
| 2018-06-30 | 1,680,093 | 1,198,746 | 1,303,220 | 1.00 | 9.03 | 3.46 |
| 2018-09-30 | 1,717,015 | 1,382,721 | 1,348,727 | 1.06 | 9.69 | 3.51 |
| 2018-12-31 | 1,747,884 | 1,313,603 | 1,369,234 | 1.06 | 9.73 | 3.57 |
| 2019-03-31 | 1,786,610 | 1,432,031 | 1,395,931 | 1.03 | 9.56 | 3.54 |
| 2019-06-30 | 1,828,907 | 1,380,200 | 1,435,420 | 2.36 | 21.49 | 3.57 |
| 2019-09-30 | 1,958,277 | 1,458,766 | 1,530,462 | 1.98 | 18.22 | 3.54 |
| 2019-12-31 | 1,939,908 | 1,454,370 | 1,515,470 | 1.77 | 16.25 | 3.57 |
| 2020-03-31 | 2,092,598 | 1,786,471 | 1,606,751 | 0.52 | 4.95 | 3.55 |
| 2020-06-30 | 2,210,986 | 1,866,188 | 1,719,019 | 2.18 | 21.09 | 3.67 |
| 2020-09-30 | 2,210,724 | 1,902,521 | 1,404,951 | 1.97 | 19.00 | 3.54 |
| 2020-12-31 | 2,327,778 | 1,997,955 | 1,428,962 | 2.11 | 19.88 | 3.47 |
| 2021-03-31 | 2,642,285 | 2,221,794 | 1,668,171 | 1.70 | 15.76 | 3.19 |
| 2021-06-30 | 2,741,773 | 2,401,437 | 1,726,991 | 1.71 | 16.12 | 3.22 |
| 2021-09-30 | 2,780,178 | 2,426,335 | 1,738,999 | 1.86 | 17.37 | 3.24 |
| 2021-12-31 | 2,789,075 | 2,405,563 | 1,851,572 | 1.82 | 16.73 | 3.31 |
| 2022-03-31 | 2,887,766 | 2,529,701 | 1,888,206 | 0.89 | 8.01 | 3.49 |
| 2022-06-30 | 2,978,560 | 2,631,299 | 2,204,236 | 0.87 | 8.07 | 3.79 |
| 2022-09-30 | 3,135,060 | 2,712,366 | 2,464,857 | 0.86 | 8.18 | 3.98 |
| 2022-12-31 | 3,029,565 | 2,601,568 | 2,358,705 | 0.97 | 9.49 | 4.24 |
| 2023-03-31 | 3,505,453 | 3,167,570 | 2,345,533 | 1.81 | 20.55 | 4.49 |
| 2023-06-30 | 3,316,746 | 2,973,584 | 2,289,102 | 1.51 | 16.89 | 4.27 |
| 2023-09-30 | 3,398,088 | 3,049,802 | 2,253,760 | 1.30 | 14.55 | 4.17 |
| 2023-12-31 | 3,273,441 | 2,910,450 | 2,296,099 | 1.30 | 14.30 | 4.18 |
| 2024-03-31 | 3,517,742 | 3,154,925 | 2,244,506 | 1.09 | 11.57 | 3.98 |
| 2024-06-30 | 3,250,788 | 2,891,688 | 2,184,709 | 1.01 | 10.64 | 3.87 |
| 2024-09-30 | 3,380,266 | 3,008,651 | 2,149,773 | 0.90 | 9.45 | 3.76 |
| 2024-12-31 | 3,087,043 | 2,706,261 | 2,080,468 | 1.09 | 11.21 | 3.72 |
| 2025-03-31 | 2,973,327 | 2,589,465 | 2,044,131 | 1.24 | 11.60 | 4.00 |
| 2025-06-30 | 3,180,576 | 2,809,860 | 2,132,524 | 0.91 | 8.63 | 3.86 |
| 2025-09-30 | 3,185,147 | 2,781,428 | 2,236,064 | 1.55 | 14.60 | 3.86 |
| 2025-12-31 | 3,266,143 | 2,849,442 | 2,321,336 | 1.46 | 13.74 | 3.89 |
| 2026-03-31 | 3,277,152 | 2,902,406 | 2,381,134 | 1.00 | 9.65 | 3.98 |
| 2026-06-30 | 3,497,075 | 3,116,825 | 2,448,176 | 1.43 | 14.24 | 4.11 |
7 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-04-04 | 50 | 627425 | 2757205 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.