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Regulatory profile
Fairmont, WV · FDIC certificate #34603 · RSSD 2757205
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $3.5B | $3.1B | $2.4B | 1.43% | 14.24% | 4.11% |
| 2026-03-31 | $3.3B | $2.9B | $2.4B | 1.00% | 9.65% | 3.98% |
| 2025-12-31 | $3.3B | $2.8B | $2.3B | 1.46% | 13.74% | 3.89% |
| 2025-09-30 | $3.2B | $2.8B | $2.2B | 1.55% | 14.60% | 3.86% |
| 2025-06-30 | $3.2B | $2.8B | $2.1B | 0.91% | 8.63% | 3.86% |
| 2025-03-31 | $3.0B | $2.6B | $2.0B | 1.24% | 11.60% | 4.00% |
| 2024-12-31 | $3.1B | $2.7B | $2.1B | 1.09% | 11.21% | 3.72% |
| 2024-09-30 | $3.4B | $3.0B | $2.1B | 0.90% | 9.45% | 3.76% |
| 2024-06-30 | $3.3B | $2.9B | $2.2B | 1.01% | 10.64% | 3.87% |
| 2024-03-31 | $3.5B | $3.2B | $2.2B | 1.09% | 11.57% | 3.98% |
| 2023-12-31 | $3.3B | $2.9B | $2.3B | 1.30% | 14.30% | 4.18% |
| 2023-09-30 | $3.4B | $3.0B | $2.3B | 1.30% | 14.55% | 4.17% |
| 2023-06-30 | $3.3B | $3.0B | $2.3B | 1.51% | 16.89% | 4.27% |
| 2023-03-31 | $3.5B | $3.2B | $2.3B | 1.81% | 20.55% | 4.49% |
| 2022-12-31 | $3.0B | $2.6B | $2.4B | 0.97% | 9.49% | 4.24% |
| 2022-09-30 | $3.1B | $2.7B | $2.5B | 0.86% | 8.18% | 3.98% |
| 2022-06-30 | $3.0B | $2.6B | $2.2B | 0.87% | 8.07% | 3.79% |
| 2022-03-31 | $2.9B | $2.5B | $1.9B | 0.89% | 8.01% | 3.49% |
| 2021-12-31 | $2.8B | $2.4B | $1.9B | 1.82% | 16.73% | 3.31% |
| 2021-09-30 | $2.8B | $2.4B | $1.7B | 1.86% | 17.37% | 3.24% |
| 2021-06-30 | $2.7B | $2.4B | $1.7B | 1.71% | 16.12% | 3.22% |
| 2021-03-31 | $2.6B | $2.2B | $1.7B | 1.70% | 15.76% | 3.19% |
| 2020-12-31 | $2.3B | $2.0B | $1.4B | 2.11% | 19.88% | 3.47% |
| 2020-09-30 | $2.2B | $1.9B | $1.4B | 1.97% | 19.00% | 3.54% |
| 2020-06-30 | $2.2B | $1.9B | $1.7B | 2.18% | 21.09% | 3.67% |
| 2020-03-31 | $2.1B | $1.8B | $1.6B | 0.52% | 4.95% | 3.55% |
| 2019-12-31 | $1.9B | $1.5B | $1.5B | 1.77% | 16.25% | 3.57% |
| 2019-09-30 | $2.0B | $1.5B | $1.5B | 1.98% | 18.22% | 3.54% |
| 2019-06-30 | $1.8B | $1.4B | $1.4B | 2.36% | 21.49% | 3.57% |
| 2019-03-31 | $1.8B | $1.4B | $1.4B | 1.03% | 9.56% | 3.54% |
| 2018-12-31 | $1.7B | $1.3B | $1.4B | 1.06% | 9.73% | 3.57% |
| 2018-09-30 | $1.7B | $1.4B | $1.3B | 1.06% | 9.69% | 3.51% |
| 2018-06-30 | $1.7B | $1.2B | $1.3B | 1.00% | 9.03% | 3.46% |
| 2018-03-31 | $1.6B | $1.2B | $1.2B | 0.96% | 8.47% | 3.39% |
| 2017-12-31 | $1.5B | $1.2B | $1.2B | 0.81% | 6.99% | 3.45% |
| 2017-09-30 | $1.5B | $1.2B | $1.2B | 0.86% | 7.40% | 3.42% |
| 2017-06-30 | $1.5B | $1.1B | $1.2B | 0.82% | 7.03% | 3.35% |
| 2017-03-31 | $1.4B | $1.1B | $1.1B | 0.73% | 6.23% | 3.32% |
| 2016-12-31 | $1.4B | $1.1B | $1.1B | 0.90% | 8.58% | 3.43% |
| 2016-09-30 | $1.5B | $1.1B | $1.2B | 0.91% | 8.94% | 3.41% |
| 2016-06-30 | $1.5B | $1.1B | $1.2B | 0.89% | 8.84% | 3.43% |
| 2016-03-31 | $1.4B | $1.1B | $1.2B | 0.81% | 8.08% | 3.49% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3211601 · 2013-12-31 to current
Unmatched RSSD entityRSSD 3438220 · 2011-10-03 to 2013-12-30
Unmatched RSSD entityRSSD 3366341 · 2011-10-03 to 2013-12-30
Unmatched RSSD entityRSSD 3366341 · 2010-01-01 to 2011-10-02
Unmatched RSSD entityRSSD 3438220 · 2008-06-30 to 2011-10-02
Unmatched RSSD entityRSSD 3366341 · 2008-06-30 to 2009-12-31
2020-04-04RSSD 627425 → 2757205 · code 50
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.