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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Franklin, NC · FDIC certificate #57784
NANTAHALA BANK&TRUST CO is an FDIC-insured institution based in Franklin, NC (FDIC certificate #57784). In its Q3 2026 Call Report it reported total assets of $293M, total deposits of $264M and net loans of $188M. Its primary federal regulator is FDIC.
Reported facts
NANTAHALA BANK&TRUST CO (FDIC certificate #57784) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $293M |
|---|---|
| Total deposits | $264M |
| Net loans and leases | $188M |
| Return on assets | 1.53% |
| Return on equity | 16.35% |
| Net interest margin | 4.72% |
| Quarterly asset change | 1.41% |
| Quarterly deposit change | 1.38% |
Plain-language readout
NANTAHALA BANK&TRUST CO in Franklin, NC reported total assets of $293M, total deposits of $264M and net loans of $188M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.53%, a return on equity of 16.35%, a net interest margin of 4.72%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $293M | $264M | $188M | 1.53% | 16.35% | 4.72% |
| Q2 2026 | $289M | $260M | $193M | 1.47% | 15.86% | 4.65% |
| Q1 2026 | $286M | $259M | $194M | 1.30% | 14.14% | 4.53% |
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