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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,205,779 | 1,018,829 | 599,599 | 1.28 | 8.83 | 3.31 |
| 2016-06-30 | 1,208,221 | 1,021,880 | 623,384 | 1.30 | 8.91 | 3.28 |
| 2016-09-30 | 1,201,004 | 1,011,072 | 628,374 | 1.29 | 8.74 | 3.26 |
| 2016-12-31 | 1,230,498 | 1,043,598 | 639,930 | 1.25 | 8.56 | 3.22 |
| 2017-03-31 | 1,239,788 | 1,046,572 | 644,660 | 1.20 | 8.32 | 3.17 |
| 2017-06-30 | 1,256,038 | 1,062,447 | 646,852 | 1.19 | 8.25 | 3.16 |
| 2017-09-30 | 1,229,402 | 1,032,185 | 652,394 | 1.22 | 8.36 | 3.18 |
| 2017-12-31 | 1,253,722 | 1,059,806 | 660,404 | 1.17 | 8.03 | 3.19 |
| 2018-03-31 | 1,267,591 | 1,073,046 | 651,272 | 1.08 | 7.44 | 3.19 |
| 2018-06-30 | 1,263,868 | 1,068,907 | 684,402 | 1.22 | 8.39 | 3.22 |
| 2018-09-30 | 1,254,728 | 1,022,288 | 695,148 | 1.28 | 8.79 | 3.25 |
| 2018-12-31 | 1,253,172 | 1,052,082 | 702,481 | 1.34 | 9.13 | 3.25 |
| 2019-03-31 | 1,254,230 | 1,060,340 | 711,613 | 1.42 | 9.71 | 3.20 |
| 2019-06-30 | 1,266,004 | 1,069,941 | 723,064 | 1.38 | 9.49 | 3.19 |
| 2019-09-30 | 1,269,318 | 1,068,235 | 717,358 | 1.39 | 9.53 | 3.19 |
| 2019-12-31 | 1,318,594 | 1,119,961 | 727,493 | 1.42 | 9.85 | 3.18 |
| 2020-03-31 | 1,315,650 | 1,108,340 | 724,030 | 1.20 | 8.54 | 3.10 |
| 2020-06-30 | 1,430,866 | 1,219,645 | 785,061 | 1.06 | 7.63 | 2.94 |
| 2020-09-30 | 1,431,202 | 1,213,751 | 795,917 | 1.12 | 8.05 | 2.89 |
| 2020-12-31 | 1,506,348 | 1,298,293 | 761,184 | 1.19 | 8.75 | 2.90 |
| 2021-03-31 | 1,551,992 | 1,362,801 | 771,248 | 1.20 | 10.21 | 2.78 |
| 2021-06-30 | 1,658,323 | 1,456,655 | 797,339 | 1.19 | 10.43 | 2.71 |
| 2021-09-30 | 1,640,883 | 1,436,952 | 790,031 | 1.28 | 11.25 | 2.76 |
| 2021-12-31 | 1,699,084 | 1,497,336 | 796,189 | 1.29 | 11.36 | 2.75 |
| 2022-03-31 | 1,718,221 | 1,545,871 | 811,540 | 1.13 | 11.25 | 2.57 |
| 2022-06-30 | 1,726,289 | 1,581,870 | 841,233 | 1.23 | 13.39 | 2.68 |
| 2022-09-30 | 1,695,661 | 1,573,870 | 844,656 | 1.32 | 15.56 | 2.83 |
| 2022-12-31 | 1,674,446 | 1,558,106 | 844,519 | 1.38 | 17.11 | 2.94 |
| 2023-03-31 | 1,651,097 | 1,522,701 | 846,315 | 1.19 | 17.62 | 2.82 |
| 2023-06-30 | 1,622,128 | 1,491,279 | 835,915 | 1.13 | 16.19 | 2.63 |
| 2023-09-30 | 1,588,658 | 1,469,207 | 838,876 | 1.03 | 14.78 | 2.53 |
| 2023-12-31 | 1,652,052 | 1,515,589 | 847,958 | 1.03 | 14.46 | 2.45 |
| 2024-03-31 | 1,685,921 | 1,549,073 | 854,494 | 0.67 | 8.80 | 2.12 |
| 2024-06-30 | 1,806,738 | 1,648,992 | 978,989 | 0.54 | 6.98 | 2.13 |
| 2024-09-30 | 1,781,161 | 1,605,033 | 991,788 | 0.59 | 7.27 | 2.19 |
| 2024-12-31 | 1,808,152 | 1,661,495 | 978,307 | 0.63 | 7.90 | 2.25 |
| 2025-03-31 | 1,832,241 | 1,674,130 | 993,712 | 0.74 | 9.50 | 2.43 |
| 2025-06-30 | 1,802,531 | 1,638,894 | 1,001,347 | 0.67 | 8.36 | 2.53 |
| 2025-09-30 | 1,798,954 | 1,572,756 | 1,006,358 | 0.80 | 9.58 | 2.62 |
| 2025-12-31 | 1,821,703 | 1,646,795 | 989,418 | 0.93 | 11.02 | 2.72 |
| 2026-03-31 | 1,826,168 | 1,651,055 | 986,259 | 1.12 | 12.51 | 2.99 |
| 2026-06-30 | 1,832,140 | 1,653,196 | 1,004,938 | 0.57 | 6.29 | 3.03 |
28 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-06-01 | 1 | 3627109 | 754929 |
| 2006-05-27 | 1 | 844820 | 754929 |
| 2004-06-26 | 1 | 2236214 | 754929 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.