Regulatory profile
Blacksburg, VA · FDIC certificate #6821 · RSSD 754929
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.8B | $1.7B | $1.0B | 0.57% | 6.29% | 3.03% |
| 2026-03-31 | $1.8B | $1.7B | $1.0B | 1.12% | 12.51% | 2.99% |
| 2025-12-31 | $1.8B | $1.6B | $1.0B | 0.93% | 11.02% | 2.72% |
| 2025-09-30 | $1.8B | $1.6B | $1.0B | 0.80% | 9.58% | 2.62% |
| 2025-06-30 | $1.8B | $1.6B | $1.0B | 0.67% | 8.36% | 2.53% |
| 2025-03-31 | $1.8B | $1.7B | $1.0B | 0.74% | 9.50% | 2.43% |
| 2024-12-31 | $1.8B | $1.7B | $1.0B | 0.63% | 7.90% | 2.25% |
| 2024-09-30 | $1.8B | $1.6B | $1.0B | 0.59% | 7.27% | 2.19% |
| 2024-06-30 | $1.8B | $1.6B | $1.0B | 0.54% | 6.98% | 2.13% |
| 2024-03-31 | $1.7B | $1.5B | $0.9B | 0.67% | 8.80% | 2.12% |
| 2023-12-31 | $1.7B | $1.5B | $0.8B | 1.03% | 14.46% | 2.45% |
| 2023-09-30 | $1.6B | $1.5B | $0.8B | 1.03% | 14.78% | 2.53% |
| 2023-06-30 | $1.6B | $1.5B | $0.8B | 1.13% | 16.19% | 2.63% |
| 2023-03-31 | $1.7B | $1.5B | $0.8B | 1.19% | 17.62% | 2.82% |
| 2022-12-31 | $1.7B | $1.6B | $0.8B | 1.38% | 17.11% | 2.94% |
| 2022-09-30 | $1.7B | $1.6B | $0.8B | 1.32% | 15.56% | 2.83% |
| 2022-06-30 | $1.7B | $1.6B | $0.8B | 1.23% | 13.39% | 2.68% |
| 2022-03-31 | $1.7B | $1.5B | $0.8B | 1.13% | 11.25% | 2.57% |
| 2021-12-31 | $1.7B | $1.5B | $0.8B | 1.29% | 11.36% | 2.75% |
| 2021-09-30 | $1.6B | $1.4B | $0.8B | 1.28% | 11.25% | 2.76% |
| 2021-06-30 | $1.7B | $1.5B | $0.8B | 1.19% | 10.43% | 2.71% |
| 2021-03-31 | $1.6B | $1.4B | $0.8B | 1.20% | 10.21% | 2.78% |
| 2020-12-31 | $1.5B | $1.3B | $0.8B | 1.19% | 8.75% | 2.90% |
| 2020-09-30 | $1.4B | $1.2B | $0.8B | 1.12% | 8.05% | 2.89% |
| 2020-06-30 | $1.4B | $1.2B | $0.8B | 1.06% | 7.63% | 2.94% |
| 2020-03-31 | $1.3B | $1.1B | $0.7B | 1.20% | 8.54% | 3.10% |
| 2019-12-31 | $1.3B | $1.1B | $0.7B | 1.42% | 9.85% | 3.18% |
| 2019-09-30 | $1.3B | $1.1B | $0.7B | 1.39% | 9.53% | 3.19% |
| 2019-06-30 | $1.3B | $1.1B | $0.7B | 1.38% | 9.49% | 3.19% |
| 2019-03-31 | $1.3B | $1.1B | $0.7B | 1.42% | 9.71% | 3.20% |
| 2018-12-31 | $1.3B | $1.1B | $0.7B | 1.34% | 9.13% | 3.25% |
| 2018-09-30 | $1.3B | $1.0B | $0.7B | 1.28% | 8.79% | 3.25% |
| 2018-06-30 | $1.3B | $1.1B | $0.7B | 1.22% | 8.39% | 3.22% |
| 2018-03-31 | $1.3B | $1.1B | $0.7B | 1.08% | 7.44% | 3.19% |
| 2017-12-31 | $1.3B | $1.1B | $0.7B | 1.17% | 8.03% | 3.19% |
| 2017-09-30 | $1.2B | $1.0B | $0.7B | 1.22% | 8.36% | 3.18% |
| 2017-06-30 | $1.3B | $1.1B | $0.6B | 1.19% | 8.25% | 3.16% |
| 2017-03-31 | $1.2B | $1.0B | $0.6B | 1.20% | 8.32% | 3.17% |
| 2016-12-31 | $1.2B | $1.0B | $0.6B | 1.25% | 8.56% | 3.22% |
| 2016-09-30 | $1.2B | $1.0B | $0.6B | 1.29% | 8.74% | 3.26% |
| 2016-06-30 | $1.2B | $1.0B | $0.6B | 1.30% | 8.91% | 3.28% |
| 2016-03-31 | $1.2B | $1.0B | $0.6B | 1.28% | 8.83% | 3.31% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1139925 · 1986-10-31 to current
2024-06-01RSSD 3627109 → 754929 · code 1
2006-05-27RSSD 844820 → 754929 · code 1
2004-06-26RSSD 2236214 → 754929 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.