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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,049,601 | 880,988 | 831,599 | 1.16 | 9.34 | 4.17 |
| 2020-09-30 | 1,073,532 | 900,999 | 823,941 | 1.41 | 11.50 | 4.16 |
| 2020-12-31 | 1,065,262 | 899,508 | 805,158 | 1.70 | 13.71 | 4.32 |
| 2021-03-31 | 1,080,778 | 928,990 | 826,478 | 2.60 | 20.63 | 4.25 |
| 2021-06-30 | 1,174,960 | 933,259 | 902,113 | 2.40 | 19.36 | 4.19 |
| 2021-09-30 | 1,197,991 | 992,130 | 915,511 | 2.24 | 18.19 | 4.26 |
| 2021-12-31 | 1,197,655 | 993,937 | 908,935 | 2.15 | 17.53 | 4.29 |
| 2022-03-31 | 1,242,691 | 1,006,572 | 949,841 | 1.73 | 15.18 | 4.06 |
| 2022-06-30 | 1,232,544 | 1,015,571 | 943,215 | 1.81 | 16.56 | 4.04 |
| 2022-09-30 | 1,255,755 | 1,047,236 | 965,023 | 1.77 | 16.78 | 4.03 |
| 2022-12-31 | 1,248,794 | 1,041,773 | 941,298 | 1.54 | 14.73 | 3.99 |
| 2023-03-31 | 1,316,740 | 1,065,167 | 958,781 | 1.31 | 13.30 | 3.67 |
| 2023-06-30 | 1,265,431 | 1,075,089 | 984,498 | 1.35 | 13.62 | 3.73 |
| 2023-09-30 | 1,333,994 | 1,136,428 | 1,033,310 | 1.49 | 15.25 | 3.78 |
| 2023-12-31 | 1,381,018 | 1,148,270 | 1,053,239 | 1.43 | 14.61 | 3.76 |
| 2024-03-31 | 1,391,023 | 1,158,416 | 1,046,633 | 1.55 | 15.88 | 3.68 |
| 2024-06-30 | 1,411,200 | 1,174,060 | 1,065,745 | 1.45 | 14.86 | 3.55 |
| 2024-09-30 | 1,479,633 | 1,237,787 | 1,082,415 | 1.42 | 14.57 | 3.51 |
| 2024-12-31 | 2,118,333 | 1,830,334 | 1,610,293 | 1.07 | 11.36 | 3.35 |
| 2025-03-31 | 2,101,428 | 1,805,047 | 1,636,182 | 1.63 | 18.30 | 3.98 |
| 2025-06-30 | 2,146,975 | 1,802,331 | 1,679,943 | 1.74 | 19.24 | 4.07 |
| 2025-09-30 | 2,228,319 | 1,870,025 | 1,644,277 | 1.80 | 19.82 | 4.14 |
| 2025-12-31 | 2,208,754 | 1,846,579 | 1,649,849 | 1.85 | 20.05 | 4.21 |
| 2026-03-31 | 2,205,753 | 1,840,777 | 1,668,839 | 1.75 | 18.12 | 4.30 |
| 2026-06-30 | 2,233,301 | 1,853,061 | 1,704,083 | 2.00 | 20.52 | 4.39 |
21 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-12-14 | 1 | 685779 | 775456 |
| 2019-10-26 | 1 | 316354 | 775456 |
| 2008-11-15 | 1 | 712750 | 775456 |
| 2003-01-01 | 1 | 2831879 | 775456 |
| 2000-01-01 | 7 | 775456 | 2831879 |
| 1972-09-21 | 1 | 45159 | 775456 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.