Regulatory profile
FDIC certificate #14266 · RSSD 775456
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
National Bank of Commerce entered the reported county market in Swift County, MN
Source ↗National Bank of Commerce changed deposits by 79887 USD thousands and market share by 1.755438 points in Douglas County, WI
Source ↗National Bank of Commerce entered the reported county market in Sherburne County, MN
Source ↗National Bank of Commerce entered the reported county market in Wright County, MN
Source ↗National Bank of Commerce entered the reported county market in Stevens County, MN
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Baxter | MN | 2 | 0 | Unavailable |
| Bemidji | MN | 2 | 0 | Unavailable |
| Duluth | MN | 2 | 0 | Unavailable |
| Superior | WI | 2 | 1 | Unavailable |
| Bagley | MN | 1 | 0 | Unavailable |
| Baudette | MN | 1 | 0 | Unavailable |
| Benson | MN | 1 | 0 | Unavailable |
| Big Lake | MN | 1 | 0 | Unavailable |
| Crosslake | MN | 1 | 0 | Unavailable |
| Esko | MN | 1 | 0 | Unavailable |
| Hermantown | MN | 1 | 0 | Unavailable |
| Hibbing | MN | 1 | 0 | Unavailable |
| International Falls | MN | 1 | 0 | Unavailable |
| Monticello | MN | 1 | 0 | Unavailable |
| Morris | MN | 1 | 0 | Unavailable |
| Poplar | WI | 1 | 0 | Unavailable |
| Solon Springs | WI | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2024-12-14: RSSD 685779 → 775456 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 6 structure changes are on record for this entity; see History & events for the full list.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 2665739 · 1998-06-01 to current
Unresolved entityRSSD 2264280 · 2008-11-15 to 2009-01-09
Unresolved entityRSSD 3110290 · 2007-06-30 to 2013-01-22
Unresolved entityRSSD 3110290 · 2003-01-01 to 2007-06-29
Unresolved entityRSSD 3110290 · 1998-06-01 to 1999-12-31
2024-12-14RSSD 685779 → 775456 · code 1
2019-10-26RSSD 316354 → 775456 · code 1
2008-11-15RSSD 712750 → 775456 · code 1
2003-01-01RSSD 2831879 → 775456 · code 1
2000-01-01RSSD 775456 → 2831879 · code 7
1972-09-21RSSD 45159 → 775456 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.2B | $1.9B | $1.7B | 2.00% | 20.52% | 4.39% |
| 2026-03-31 | $2.2B | $1.8B | $1.7B | 1.75% | 18.12% | 4.30% |
| 2025-12-31 | $2.2B | $1.8B | $1.6B | 1.85% | 20.05% | 4.21% |
| 2025-09-30 | $2.2B | $1.9B | $1.6B | 1.80% | 19.82% | 4.14% |
| 2025-06-30 | $2.1B | $1.8B | $1.7B | 1.74% | 19.24% | 4.07% |
| 2025-03-31 | $2.1B | $1.8B | $1.6B | 1.63% | 18.30% | 3.98% |
| 2024-12-31 | $2.1B | $1.8B | $1.6B | 1.07% | 11.36% | 3.35% |
| 2024-09-30 | $1.5B | $1.2B | $1.1B | 1.42% | 14.57% | 3.51% |
| 2024-06-30 | $1.4B | $1.2B | $1.1B | 1.45% | 14.86% | 3.55% |
| 2024-03-31 | $1.4B | $1.2B | $1.0B | 1.55% | 15.88% | 3.68% |
| 2023-12-31 | $1.4B | $1.1B | $1.1B | 1.43% | 14.61% | 3.76% |
| 2023-09-30 | $1.3B | $1.1B | $1.0B | 1.49% | 15.25% | 3.78% |
| 2023-06-30 | $1.3B | $1.1B | $1.0B | 1.35% | 13.62% | 3.73% |
| 2023-03-31 | $1.3B | $1.1B | $1.0B | 1.31% | 13.30% | 3.67% |
| 2022-12-31 | $1.2B | $1.0B | $0.9B | 1.54% | 14.73% | 3.99% |
| 2022-09-30 | $1.3B | $1.0B | $1.0B | 1.77% | 16.78% | 4.03% |
| 2022-06-30 | $1.2B | $1.0B | $0.9B | 1.81% | 16.56% | 4.04% |
| 2022-03-31 | $1.2B | $1.0B | $0.9B | 1.73% | 15.18% | 4.06% |
| 2021-12-31 | $1.2B | $1.0B | $0.9B | 2.15% | 17.53% | 4.29% |
| 2021-09-30 | $1.2B | $1.0B | $0.9B | 2.24% | 18.19% | 4.26% |
| 2021-06-30 | $1.2B | $0.9B | $0.9B | 2.40% | 19.36% | 4.19% |
| 2021-03-31 | $1.1B | $0.9B | $0.8B | 2.60% | 20.63% | 4.25% |
| 2020-12-31 | $1.1B | $0.9B | $0.8B | 1.70% | 13.71% | 4.32% |
| 2020-09-30 | $1.1B | $0.9B | $0.8B | 1.41% | 11.50% | 4.16% |
| 2020-06-30 | $1.0B | $0.9B | $0.8B | 1.16% | 9.34% | 4.17% |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MN | $1B | 0.35% | 23 | Continuing · +0.19 pp |
| WI | $765.9M | 0.38% | 37 | Continuing · +0.03 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.