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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Dodge, NE · FDIC certificate #16116
NEBRASKA BANK is an FDIC-insured institution based in Dodge, NE (FDIC certificate #16116). In its Q3 2026 Call Report it reported total assets of $569M, total deposits of $481M and net loans of $400M. Its primary federal regulator is FDIC.
Plain-language readout
NEBRASKA BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $569M in Q3 2026 and were lowest at $509M in Q1 2026.
Total deposits were highest at $481M in Q3 2026 and lowest at $428M in Q1 2026.
Over the whole period total assets rose 11.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $569M | $481M | $400M | 1.23% | 12.27% | 4.05% |
| Q2 2026 | $552M | $467M | $387M | 1.17% | 11.55% | 4.02% |
| Q1 2026 | $509M | $428M | $383M | 1.15% | 11.90% | 4.03% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $28.6M | $26.1M | +$2.6M | +9.9% |
| Federal funds sold | $8.5M | $0K | +$8.5M | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $100.6M | $74.3M | +$26.3M | +35.4% |
| Equity securities with readily determinable fair values, not held for trading | $72K | $55K | +$17K | +30.9% |
| Loans and leases held for sale | $127K | $1.1M | -$1.0M | -88.9% |
| Net loans and leases (after allowance) | $386.6M | $381.9M | +$4.8M | +1.2% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $8.6M | $8.7M | -$77K | -0.9% |
| Other real estate owned | $520K | $0K | +$520K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $1.9M | $1.9M | $0K | 0.0% |
| All other assets | $16.0M | $15.3M | +$696K | +4.5% |
| Total assets | $551.6M | $509.4M | +$42.3M | +8.3% |
| Liabilities | ||||
| Total deposits | $466.9M | $427.9M | +$39.0M | +9.1% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $21.1M | $29.1M | -$8.1M | -27.7% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $2.9M | $2.5M | +$453K | +18.3% |
| Total liabilities | $490.9M | $459.5M | +$31.4M | +6.8% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $350K | $350K | $0K | 0.0% |
| Surplus | $49.7M | $39.7M | +$10.0M | +25.2% |
| Retained earnings | $12.2M | $10.8M | +$1.4M | +13.0% |
| Accumulated other comprehensive income | -$1.4M | -$875K | -$507K | -57.9% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $60.8M | $49.9M | +$10.9M | +21.8% |
| Credit and capital | ||||
| Gross nonperforming assets | $2.2M | $3.3M | -$1.2M | -34.6% |
| Adjusted nonperforming assets | $2.2M | $3.3M | -$1.2M | -34.6% |
| Tangible equity plus allowance | $62.6M | $51.9M | +$10.7M | +20.7% |
| Texas ratio (gross) | 3.49% | 6.44% | -2.95 pts | See points |
| Texas ratio (adjusted) | 3.49% | 6.44% | -2.95 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 3.49% | 6.44% | -2.95 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 11.39% | 10.02% | +1.38 pts | See points |
| Construction and land loans to total capital | 41.72% | 53.42% | -11.70 pts | See points |
| Commercial real estate to total capital | 140.69% | 173.09% | -32.39 pts | See points |
| Dividend payout, year to date | 30.71% | 51.97% | -21.27 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -2.29% | -1.78% | -0.51 pts | See points |
| Liquidity | ||||
| Core deposits | $385.2M | $349.0M | +$36.2M | +10.4% |
| Non-core funding | $102.8M | $108.0M | -$5.3M | -4.9% |
| Loans to core deposits | 101.36% | 110.54% | -9.19 pts | See points |
| Loans to deposits | 83.62% | 90.17% | -6.54 pts | See points |
| Brokered deposits share of deposits | 1.88% | 2.13% | -0.24 pts | See points |
| Pledged securities share of securities | 35.22% | 41.88% | -6.66 pts | See points |
| Loans pledged, share of loans | 38.58% | 37.35% | +1.23 pts | See points |
| Volatile liabilities | $114.6M | $115.0M | -$330K | -0.3% |
| Earnings | ||||
| Earnings before provision, year to date | $3.5M | $1.6M | +$2.0M | +126.7% |
| Earnings before provision, single quarter | $2.0M | $1.6M | +$417K | +26.7% |
| Provision for credit losses, year to date | $475K | $100K | +$375K | +375.0% |
| Yield and cost | ||||
| Yield on loans and leases | 6.74% | 6.78% | -0.04 pts | See points |
| Yield on interest-bearing balances due from banks | 3.68% | 3.69% | -0.01 pts | See points |
| Total interest income to average assets | 5.76% | 5.78% | -0.01 pts | See points |
| Cost of interest-bearing transaction accounts | 0.64% | 0.59% | +0.05 pts | See points |
| Cost of savings and money market deposits | 1.72% | 1.69% | +0.04 pts | See points |
| Cost of time deposits | 3.56% | 3.57% | -0.01 pts | See points |
| Total interest expense to average assets | 2.00% | 1.99% | +0.01 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $569M | $481M | $400M | 1.23% | 12.27% | 4.05% |
| 2026-06-30 | $552M | $467M | $387M | 1.17% | 11.55% | 4.02% |
| 2026-03-31 | $509M | $428M | $383M | 1.15% | 11.90% | 4.03% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $396.3M | 0.43% | 48 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.