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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Bristow, NE · FDIC certificate #13696
NEBRASKA STATE BANK is an FDIC-insured institution based in Bristow, NE (FDIC certificate #13696). In its Q3 2026 Call Report it reported total assets of $29M, total deposits of $25M and net loans of $23M. Its primary federal regulator is FDIC.
Plain-language readout
NEBRASKA STATE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $37M in Q2 2026 and were lowest at $25M in Q1 2026.
Total deposits were highest at $33M in Q2 2026 and lowest at $21M in Q1 2026.
Over the whole period total assets rose 14.6%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $29M | $25M | $23M | 0.29% | 2.31% | 4.73% |
| Q2 2026 | $37M | $33M | $19M | -0.19% | -1.46% | 4.54% |
| Q1 2026 | $25M | $21M | $17M | 0.79% | 5.26% | 4.48% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $17.5M | $7.7M | +$9.8M | +127.2% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $0K | $0K | $0K | n/a |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $18.6M | $17.0M | +$1.6M | +9.2% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $37K | $10K | +$27K | +270.0% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $502K | $615K | -$113K | -18.4% |
| Total assets | $36.6M | $25.3M | +$11.2M | +44.4% |
| Liabilities | ||||
| Total deposits | $32.8M | $21.5M | +$11.4M | +52.9% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $226K | $265K | -$39K | -14.7% |
| Total liabilities | $33.1M | $21.7M | +$11.3M | +52.1% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $30K | $30K | $0K | 0.0% |
| Surplus | $295K | $295K | $0K | 0.0% |
| Retained earnings | $3.2M | $3.3M | -$74K | -2.3% |
| Accumulated other comprehensive income | $0K | $0K | $0K | n/a |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $3.5M | $3.6M | -$74K | -2.1% |
| Credit and capital | ||||
| Gross nonperforming assets | $425K | $870K | -$445K | -51.1% |
| Adjusted nonperforming assets | $425K | $870K | -$445K | -51.1% |
| Tangible equity plus allowance | $3.8M | $3.7M | +$38K | +1.0% |
| Texas ratio (gross) | 11.30% | 23.36% | -12.06 pts | See points |
| Texas ratio (adjusted) | 11.30% | 23.36% | -12.06 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 11.30% | 23.36% | -12.06 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 13.42% | 14.61% | -1.19 pts | See points |
| Construction and land loans to total capital | 0.00% | 0.00% | 0.00 pts | See points |
| Commercial real estate to total capital | 143.38% | 50.78% | +92.60 pts | See points |
| Dividend payout, year to date | Not reported | 0.00% | Not reported | See points |
| Securities unrealized gain (loss) to Tier 1 capital | 0.00% | 0.00% | 0.00 pts | See points |
| Liquidity | ||||
| Core deposits | $29.7M | $17.7M | +$12.1M | +68.4% |
| Non-core funding | $3.1M | $3.8M | -$712K | -18.6% |
| Loans to core deposits | 63.35% | 97.19% | -33.84 pts | See points |
| Loans to deposits | 57.35% | 79.89% | -22.55 pts | See points |
| Brokered deposits share of deposits | 9.47% | 6.96% | +2.51 pts | See points |
| Pledged securities share of securities | Not reported | Not reported | Not reported | See points |
| Loans pledged, share of loans | 0.00% | 0.00% | 0.00 pts | See points |
| Volatile liabilities | $3.1M | $3.8M | -$712K | -18.6% |
| Earnings | ||||
| Earnings before provision, year to date | $122K | $61K | +$61K | +100.0% |
| Earnings before provision, single quarter | $61K | $61K | $0K | 0.0% |
| Provision for credit losses, year to date | $155K | $0K | +$155K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 7.15% | 7.53% | -0.38 pts | See points |
| Yield on interest-bearing balances due from banks | 3.50% | 3.47% | +0.03 pts | See points |
| Total interest income to average assets | 5.77% | 5.70% | +0.07 pts | See points |
| Cost of interest-bearing transaction accounts | 0.41% | 0.64% | -0.23 pts | See points |
| Cost of savings and money market deposits | 0.19% | 0.18% | +0.00 pts | See points |
| Cost of time deposits | 3.03% | 3.90% | -0.87 pts | See points |
| Total interest expense to average assets | 1.46% | 1.56% | -0.10 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $29M | $25M | $23M | 0.29% | 2.31% | 4.73% |
| 2026-06-30 | $37M | $33M | $19M | -0.19% | -1.46% | 4.54% |
| 2026-03-31 | $25M | $21M | $17M | 0.79% | 5.26% | 4.48% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $20.3M | 0.02% | 160 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.