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Data through Q3 2026 · 4,200 institutions
Regulatory profile
New Tripoli, PA · FDIC certificate #7659
NEW TRIPOLI BANK is an FDIC-insured institution based in New Tripoli, PA (FDIC certificate #7659). In its Q3 2026 Call Report it reported total assets of $663M, total deposits of $609M and net loans of $515M. Its primary federal regulator is FED.
Plain-language readout
NEW TRIPOLI BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $674M in Q2 2026 and were lowest at $663M in Q3 2026.
Total deposits were highest at $609M in Q3 2026 and lowest at $592M in Q1 2026.
Over the whole period total assets fell 1.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $663M | $609M | $515M | 1.12% | 14.88% | 3.37% |
| Q2 2026 | $674M | $600M | $519M | 1.17% | 15.31% | 3.34% |
| Q1 2026 | $673M | $592M | $521M | 1.04% | 13.90% | 3.28% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $13.3M | $10.7M | +$2.6M | +24.3% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $103.9M | $101.9M | +$2.0M | +2.0% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $519.1M | $521.3M | -$2.2M | -0.4% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $6.7M | $6.8M | -$80K | -1.2% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $31.1M | $32.2M | -$1.1M | -3.4% |
| Total assets | $674.0M | $672.7M | +$1.2M | +0.2% |
| Liabilities | ||||
| Total deposits | $600.4M | $592.3M | +$8.1M | +1.4% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $14.5M | $23.9M | -$9.4M | -39.3% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $6.2M | $5.6M | +$605K | +10.9% |
| Total liabilities | $621.1M | $621.7M | -$680K | -0.1% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $75K | $75K | $0K | 0.0% |
| Surplus | $500K | $500K | $0K | 0.0% |
| Retained earnings | $72.0M | $71.2M | +$779K | +1.1% |
| Accumulated other comprehensive income | -$19.6M | -$20.8M | +$1.1M | +5.5% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $52.9M | $51.0M | +$1.9M | +3.8% |
| Credit and capital | ||||
| Gross nonperforming assets | $4.7M | $4.6M | +$32K | +0.7% |
| Adjusted nonperforming assets | $4.7M | $4.6M | +$32K | +0.7% |
| Tangible equity plus allowance | $58.6M | $56.8M | +$1.9M | +3.3% |
| Texas ratio (gross) | 7.96% | 8.17% | -0.21 pts | See points |
| Texas ratio (adjusted) | 7.96% | 8.17% | -0.21 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 7.96% | 8.17% | -0.21 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 10.63% | 10.63% | +0.00 pts | See points |
| Construction and land loans to total capital | 23.17% | 24.30% | -1.13 pts | See points |
| Commercial real estate to total capital | 131.41% | 135.64% | -4.22 pts | See points |
| Dividend payout, year to date | 35.99% | 1.15% | +34.85 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -34.23% | -36.62% | +2.40 pts | See points |
| Liquidity | ||||
| Core deposits | $523.0M | $517.6M | +$5.4M | +1.0% |
| Non-core funding | $91.9M | $98.6M | -$6.7M | -6.8% |
| Loans to core deposits | 100.34% | 101.82% | -1.48 pts | See points |
| Loans to deposits | 87.40% | 88.98% | -1.58 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 11.29% | 11.24% | +0.06 pts | See points |
| Loans pledged, share of loans | 93.18% | 93.04% | +0.13 pts | See points |
| Volatile liabilities | $91.9M | $98.6M | -$6.7M | -6.8% |
| Earnings | ||||
| Earnings before provision, year to date | $4.8M | $2.2M | +$2.6M | +123.1% |
| Earnings before provision, single quarter | $2.6M | $2.2M | +$497K | +23.1% |
| Provision for credit losses, year to date | -$29K | $62K | -$91K | -146.8% |
| Yield and cost | ||||
| Yield on loans and leases | 5.43% | 5.36% | +0.07 pts | See points |
| Yield on interest-bearing balances due from banks | 4.74% | 4.47% | +0.28 pts | See points |
| Total interest income to average assets | 4.74% | 4.67% | +0.07 pts | See points |
| Cost of interest-bearing transaction accounts | 0.65% | 0.78% | -0.13 pts | See points |
| Cost of savings and money market deposits | 1.10% | 1.08% | +0.01 pts | See points |
| Cost of time deposits | 3.41% | 3.40% | +0.00 pts | See points |
| Total interest expense to average assets | 1.63% | 1.65% | -0.02 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $663M | $609M | $515M | 1.12% | 14.88% | 3.37% |
| 2026-06-30 | $674M | $600M | $519M | 1.17% | 15.31% | 3.34% |
| 2026-03-31 | $673M | $592M | $521M | 1.04% | 13.90% | 3.28% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| PA | $563.9M | 0.10% | 76 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.