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Regulatory profile
Northfield, VT · FDIC certificate #14140 · RSSD 520003
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.6B | $1.3B | $1.1B | 0.71% | 7.33% | 3.09% |
| 2026-03-31 | $1.6B | $1.3B | $1.1B | 0.60% | 6.31% | 2.99% |
| 2025-12-31 | $1.6B | $1.4B | $1.1B | 0.40% | 4.39% | 2.72% |
| 2025-09-30 | $1.6B | $1.3B | $1.1B | 0.37% | 4.08% | 2.65% |
| 2025-06-30 | $1.6B | $1.3B | $1.1B | 0.32% | 3.60% | 2.58% |
| 2025-03-31 | $1.6B | $1.3B | $1.1B | 0.23% | 2.58% | 2.55% |
| 2024-12-31 | $1.6B | $1.2B | $1.1B | 0.31% | 3.60% | 2.41% |
| 2024-09-30 | $1.5B | $1.2B | $1.1B | 0.29% | 3.37% | 2.39% |
| 2024-06-30 | $1.5B | $1.2B | $1.1B | 0.29% | 3.46% | 2.37% |
| 2024-03-31 | $1.5B | $1.2B | $1.0B | 0.27% | 3.17% | 2.39% |
| 2023-12-31 | $1.5B | $1.2B | $1.0B | 0.22% | 2.68% | 2.64% |
| 2023-09-30 | $1.4B | $1.1B | $1.0B | 0.28% | 3.45% | 2.70% |
| 2023-06-30 | $1.5B | $1.1B | $1.0B | 0.34% | 4.11% | 2.76% |
| 2023-03-31 | $1.4B | $1.1B | $1.0B | 0.45% | 5.46% | 2.95% |
| 2022-12-31 | $1.4B | $1.2B | $1.0B | 0.71% | 8.33% | 3.12% |
| 2022-09-30 | $1.4B | $1.2B | $0.9B | 0.70% | 8.14% | 3.08% |
| 2022-06-30 | $1.4B | $1.2B | $1.0B | 0.71% | 7.90% | 3.04% |
| 2022-03-31 | $1.4B | $1.2B | $0.9B | 0.66% | 7.07% | 2.97% |
| 2021-12-31 | $1.4B | $1.2B | $0.9B | 0.86% | 8.27% | 3.24% |
| 2021-09-30 | $1.4B | $1.1B | $0.9B | 0.86% | 8.26% | 3.22% |
| 2021-06-30 | $1.3B | $1.1B | $0.9B | 0.89% | 8.40% | 3.26% |
| 2021-03-31 | $1.3B | $1.1B | $0.9B | 0.75% | 7.04% | 3.27% |
| 2020-12-31 | $1.2B | $1.0B | $0.9B | 0.51% | 4.45% | 3.24% |
| 2020-09-30 | $1.2B | $1.0B | $0.9B | 0.46% | 3.98% | 3.29% |
| 2020-06-30 | $1.2B | $0.9B | $0.9B | 0.26% | 2.23% | 3.25% |
| 2020-03-31 | $1.1B | $0.8B | $0.8B | 0.45% | 3.71% | 3.16% |
| 2019-12-31 | $1.1B | $0.8B | $0.8B | 0.63% | 5.44% | 3.13% |
| 2019-09-30 | $1.1B | $0.8B | $0.8B | 0.62% | 5.38% | 3.12% |
| 2019-06-30 | $1.0B | $0.8B | $0.8B | 0.60% | 5.23% | 3.12% |
| 2019-03-31 | $1.0B | $0.8B | $0.8B | 0.58% | 5.12% | 3.13% |
| 2018-12-31 | $1.0B | $0.8B | $0.8B | 0.61% | 5.36% | 3.23% |
| 2018-09-30 | $1.0B | $0.8B | $0.8B | 0.61% | 5.35% | 3.26% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2934314 · 2001-02-09 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.