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Regulatory profile
Bad Axe, MI · FDIC certificate #57097 · RSSD 2958972
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.0B | $1.0B | 1.30% | 15.12% | 3.97% |
| 2026-03-31 | $1.1B | $1.0B | $1.0B | 1.28% | 15.04% | 3.91% |
| 2025-12-31 | $1.1B | $0.9B | $1.0B | 1.31% | 15.19% | 4.11% |
| 2025-09-30 | $1.1B | $0.9B | $0.9B | 1.23% | 14.15% | 4.14% |
| 2025-06-30 | $1.0B | $0.9B | $0.9B | 1.13% | 13.00% | 4.10% |
| 2025-03-31 | $1.0B | $0.9B | $0.9B | 1.38% | 15.90% | 4.02% |
| 2024-12-31 | $1.0B | $0.9B | $0.9B | 1.28% | 14.78% | 3.97% |
| 2024-09-30 | $1.0B | $0.9B | $0.8B | 1.19% | 13.66% | 3.89% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2958990 · 2001-02-01 to current
2013-10-21RSSD 3048982 → 2958972 · code 1
2007-02-05RSSD 570848 → 2958972 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.